{"id":7125,"date":"2016-12-15T10:00:50","date_gmt":"2016-12-15T03:00:50","guid":{"rendered":"http:\/\/b-company.jp\/?p=2911"},"modified":"2024-06-25T15:41:20","modified_gmt":"2024-06-25T08:41:20","slug":"fintech-en","status":"publish","type":"post","link":"https:\/\/b-company.jp\/vi\/fintech-en\/","title":{"rendered":"Ng\u00e0nh c\u00f4ng nghi\u1ec7p Fintech t\u1ea1i Vi\u1ec7t Nam \u2013 Th\u1ecb tr\u01b0\u1eddng 11,3 t\u1ef7 \u0111\u00f4 la v\u00e0o n\u0103m 2020"},"content":{"rendered":"

\u201c5,3 t\u1ef7 \u0111\u00f4 la M\u1ef9 t\u1ea1i Vi\u1ec7t Nam\u201d<\/strong><\/p>\n

'Fintech' v\u1ec1 c\u01a1 b\u1ea3n c\u00f3 ngh\u0129a l\u00e0 s\u1eed d\u1ee5ng 'c\u00f4ng ngh\u1ec7' \u0111\u1ec3 th\u1ef1c hi\u1ec7n 'ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh'. H\u1ec7 sinh th\u00e1i fintech bao g\u1ed3m c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh m\u00e1y t\u00ednh, \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng ho\u1eb7c b\u1ea5t k\u1ef3 lo\u1ea1i gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 n\u00e0o kh\u00e1c v\u00e0 t\u1ea5t nhi\u00ean l\u00e0 nh\u1eefng ng\u01b0\u1eddi t\u1ea1o n\u00ean m\u1ed1i quan h\u1ec7 nh\u01b0 v\u1eady gi\u1eefa t\u00e0i ch\u00ednh v\u00e0 c\u00f4ng ngh\u1ec7 (c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p, nh\u00e0 \u0111\u1ea7u t\u01b0, ng\u01b0\u1eddi ti\u00eau d\u00f9ng, v.v.)
\nL\u00e0 m\u1ed9t qu\u1ed1c gia th\u00e2n thi\u1ec7n v\u1edbi c\u00f4ng ngh\u1ec7, Vi\u1ec7t Nam c\u00f3 m\u00f4i tr\u01b0\u1eddng kh\u00e1 thu\u1eadn l\u1ee3i cho c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh. N\u0103m 2015, t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng internet c\u1ee7a d\u00e2n s\u1ed1 Vi\u1ec7t Nam l\u00e0 45% (41 tri\u1ec7u trong t\u1ed5ng s\u1ed1 91,3 tri\u1ec7u ng\u01b0\u1eddi). Trong s\u1ed1 nh\u1eefng ng\u01b0\u1eddi d\u00f9ng Internet n\u00e0y, 62% \u0111\u01b0\u1ee3c b\u00e1o c\u00e1o l\u00e0 tham gia mua s\u1eafm tr\u1ef1c tuy\u1ebfn. Trong s\u1ed1 nh\u1eefng ng\u01b0\u1eddi mua s\u1eafm tr\u1ef1c tuy\u1ebfn, 48% v\u00e0 11% th\u1ef1c hi\u1ec7n thanh to\u00e1n b\u1eb1ng ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed.<\/p>\n

N\u0103m 2016, gi\u00e1 tr\u1ecb giao d\u1ecbch c\u1ee7a th\u1ecb tr\u01b0\u1eddng fintech Vi\u1ec7t Nam \u0111\u1ea1t 5,306 t\u1ef7 \u0111\u00f4 la M\u1ef9. V\u1edbi t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u00e9p h\u00e0ng n\u0103m (CAGR) l\u00e0 21% trong 5 n\u0103m t\u1edbi, gi\u00e1 tr\u1ecb giao d\u1ecbch \u0111\u00f3 d\u1ef1 ki\u1ebfn s\u1ebd \u0111\u1ea1t $11,366 t\u1ef7 \u0111\u00f4 la v\u00e0o n\u0103m 2020.
\nPh\u00e2n kh\u00fac l\u1edbn nh\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng l\u00e0 'thanh to\u00e1n \u0111i\u1ec7n t\u1eed', chi\u1ebfm $5.295 t\u1ef7 (99%) t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch v\u00e0o n\u0103m 2016. S\u1ef1 th\u1ed1ng tr\u1ecb n\u00e0y ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c t\u1ebf l\u00e0 ph\u1ea7n l\u1edbn c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh hi\u1ec7n c\u00f3 t\u1ea1i Vi\u1ec7t Nam (22\/39 c\u00f4ng ty) \u0111\u1ec1u thu\u1ed9c l\u0129nh v\u1ef1c thanh to\u00e1n \u0111i\u1ec7n t\u1eed.<\/p>\n

\u201c45 t\u1ec9nh th\u00e0nh tr\u00ean to\u00e0n qu\u1ed1c, 1,5 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng\u201d<\/strong><\/p>\n

\"collage\"
\nM-Service JSC l\u00e0 \u0111\u01a1n v\u1ecb n\u1ed5i b\u1eadt v\u1edbi \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed mang t\u00ean 'MoMo<\/a>', cho \u0111\u1ebfn nay \u0111\u00e3 m\u1edf r\u1ed9ng s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a m\u00ecnh \u0111\u1ebfn 45 t\u1ec9nh th\u00e0nh tr\u00ean to\u00e0n qu\u1ed1c v\u00e0 thu h\u00fat t\u1ed5ng c\u1ed9ng kho\u1ea3ng 1,5 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng. V\u00e0o th\u00e1ng 3 n\u0103m 2016, M-Service \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n \u0111\u1ea7u t\u01b0 $28 tri\u1ec7u t\u1eeb Standard Chartered Bank v\u00e0 Goldman Sachs \u0111\u1ec3 ph\u00e1t tri\u1ec3n MoMo h\u01a1n n\u1eefa.<\/p>\n

B\u00ean c\u1ea1nh thanh to\u00e1n \u0111i\u1ec7n t\u1eed, c\u00e1c l\u0129nh v\u1ef1c \u00edt n\u1ed5i b\u1eadt kh\u00e1c c\u1ee7a c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh c\u0169ng c\u00f3 nh\u1eefng \u0111\u1ea1i di\u1ec7n xu\u1ea5t s\u1eafc. Trong ph\u1ea7n 'T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n', Timo<\/a>, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi VPBank, l\u00e0 ng\u00e2n h\u00e0ng k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam. Trong ph\u1ea7n 'Cho vay', VayVi<\/a> l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c \u0111\u00e1ng ch\u00fa \u00fd; \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi Vietnam Sillicon Valley \u2013 m\u1ed9t d\u1ef1 \u00e1n \u01b0\u01a1m t\u1ea1o kh\u1edfi nghi\u1ec7p \u0111\u01b0\u1ee3c B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7 th\u00e0nh l\u1eadp n\u0103m 2013.<\/p>\n

G\u1ea7n \u0111\u00e2y, ng\u00e0nh c\u00f4ng nghi\u1ec7p fintech tr\u1ebb nh\u1eadn \u0111\u01b0\u1ee3c kh\u00e1 nhi\u1ec1u s\u1ef1 th\u00fac \u0111\u1ea9y. C\u00e2u l\u1ea1c b\u1ed9 Fintech Vi\u1ec7t Nam, ra m\u1eaft v\u00e0o th\u00e1ng 10 n\u0103m 2015 v\u1edbi s\u1ef1 t\u00e0i tr\u1ee3 c\u1ee7a Dragon Capital v\u00e0 Standard Chartered Bank, cung c\u1ea5p m\u1ed9t n\u1ec1n t\u1ea3ng theo phong c\u00e1ch gi\u1ea3n d\u1ecb cho s\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa c\u00e1c doanh nh\u00e2n v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0.Blockfin Ch\u00e2u \u00c1 2016<\/a>', m\u1ed9t h\u1ed9i ngh\u1ecb Fintech c\u1ea5p qu\u1ed1c t\u1ebf, c\u0169ng l\u1ea7n \u0111\u1ea7u ti\u00ean di\u1ec5n ra t\u1ea1i Vi\u1ec7t Nam v\u00e0o ng\u00e0y 15 th\u00e1ng 6th<\/sup> & 16th<\/sup>.<\/p>\n

\u201cV\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t, thi\u1ebfu khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd\u201d<\/strong><\/p>\n

Tuy nhi\u00ean, v\u1eabn c\u00f2n nhi\u1ec1u tr\u1edf ng\u1ea1i. Vi\u1ec7c thi\u1ebfu khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd d\u00e0nh ri\u00eang cho fintech d\u01b0\u1eddng nh\u01b0 l\u00e0 v\u1ea5n \u0111\u1ec1 l\u1edbn nh\u1ea5t, v\u00ec lu\u1eadt hi\u1ec7n h\u00e0nh ch\u1ec9 qu\u1ea3n l\u00fd c\u00e1c h\u00ecnh th\u1ee9c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh c\u01a1 b\u1ea3n nh\u01b0 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed (Lu\u1eadt giao d\u1ecbch \u0111i\u1ec7n t\u1eed n\u0103m 2005) ho\u1eb7c giao d\u1ecbch \u0111i\u1ec7n t\u1eed (Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 52\/2013\/N\u0110-CP). N\u1ebfu kh\u00f4ng c\u00f3 c\u00e1c quy t\u1eafc v\u00e0 quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh ri\u00eang, ng\u00e0nh c\u00f4ng nghi\u1ec7p fintech c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c ph\u00e1t tri\u1ec3n h\u1ebft c\u00f4ng su\u1ea5t.<\/p>\n

Nh\u00ecn chung, Vi\u1ec7t Nam s\u1ebd l\u00e0 m\u1ed9t th\u1ecb tr\u01b0\u1eddng \u0111\u1ea7y th\u00e1ch th\u1ee9c nh\u01b0ng c\u0169ng r\u1ea5t \u0111\u00e1ng khen ng\u1ee3i \u0111\u1ed1i v\u1edbi fintech. T\u00e0i ch\u00ednh lu\u00f4n \u0111\u01b0\u1ee3c ch\u00ednh ph\u1ee7 qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u1eabn n\u1eafm gi\u1eef s\u1ee9c m\u1ea1nh to l\u1edbn. Do \u0111\u00f3, \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p fintech n\u01b0\u1edbc ngo\u00e0i mu\u1ed1n tham gia th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd s\u1ebd l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u v\u00e0 h\u1ee3p t\u00e1c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111\u1ec7m h\u1eefu \u00edch.<\/p>\n

B&Company Ho\u00e0ng \u0110\u1ee9c Trung<\/strong><\/p>\n

Tham kh\u1ea3o:<\/u><\/strong><\/p>\n

    \n
  1. Fintech Singapore, \u201cC\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p Fintech Vi\u1ec7t Nam\u201d<\/em><\/li>\n<\/ol>\n

    http:\/\/fintechnews.sg\/vietnam-fintech-startups\/<\/a><\/em><\/p>\n

      \n
    1. Statista, Th\u1ed1ng k\u00ea v\u1ec1 th\u1ecb tr\u01b0\u1eddng fintech Vi\u1ec7t Nam<\/em><\/li>\n<\/ol>\n

      https:\/\/www.statista.com\/outlook\/295\/127\/fintech\/vietnam#<\/a><\/em><\/p>\n

        \n
      1. Trang web ch\u00ednh th\u1ee9c c\u1ee7a v\u00ed \u0111i\u1ec7n t\u1eed MoMo<\/em><\/li>\n<\/ol>\n

        https:\/\/momo.vn\/<\/a><\/em><\/p>\n

          \n
        1. Nikkei Asia Review, \u201cStartup Fintech Vi\u1ec7t Nam nh\u1eadn $28 tri\u1ec7u t\u1eeb Standard Chartered, Goldman Sachs\u201d<\/em><\/li>\n<\/ol>\n

          http:\/\/asia.nikkei.com\/Business\/Companies\/Vietnam-fintech-startup-receives-28-million-from-Standard-Chartered-Goldman-Sachs<\/a><\/em><\/p>\n

            \n
          1. Sillicon Valley Vi\u1ec7t Nam (d\u1ef1 \u00e1n \u01b0\u01a1m t\u1ea1o kh\u1edfi nghi\u1ec7p c\u1ee7a B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7 Vi\u1ec7t Nam)<\/em><\/li>\n<\/ol>\n

            http:\/\/vn.siliconvalley.com.vn\/<\/a><\/em><\/p>\n

              \n
            1. Saigon Times, \u201cC\u00e2u l\u1ea1c b\u1ed9 Fintech Vi\u1ec7t Nam ra m\u1eaft\u201d<\/em><\/li>\n<\/ol>\n

              http:\/\/english.thesaigontimes.vn\/43550\/Vietnam-FinTech-Club-launched.html<\/a><\/em><\/p>\n

                \n
              1. Trang web ch\u00ednh th\u1ee9c c\u1ee7a Block Fin Asia 2016<\/em><\/li>\n<\/ol>\n

                http:\/\/www.blockfin.asia\/<\/a><\/em><\/p>","protected":false},"excerpt":{"rendered":"

                Ng\u00e0nh c\u00f4ng nghi\u1ec7p Fintech t\u1ea1i Vi\u1ec7t Nam \u2013 Th\u1ecb tr\u01b0\u1eddng 11,3 t\u1ef7 \u0111\u00f4 la v\u00e0o n\u0103m 2020<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[75],"tags":[1156,1337],"yoast_head":"\nFintech industry in Vietnam - 11.3billion USD Market in 2020 - B-Company<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b-company.jp\/vi\/fintech-en\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fintech industry in Vietnam - 11.3billion USD Market in 2020 - B-Company\" \/>\n<meta property=\"og:description\" content=\"Fintech industry in Vietnam - 11.3billion USD Market in 2020\" \/>\n<meta property=\"og:url\" content=\"https:\/\/b-company.jp\/vi\/fintech-en\/\" \/>\n<meta property=\"og:site_name\" content=\"B-Company\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-15T03:00:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-25T08:41:20+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/b-company.jp\/wp-content\/uploads\/2016\/12\/collage-1-300x150.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/b-company.jp\/vi\/#website\",\"url\":\"https:\/\/b-company.jp\/vi\/\",\"name\":\"B-Company\",\"description\":\"Vietnam Market Research & Investment Consulting\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/b-company.jp\/vi\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"vi\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/b-company.jp\/fintech-en\/#primaryimage\",\"inLanguage\":\"vi\",\"url\":\"http:\/\/b-company.jp\/wp-content\/uploads\/2016\/12\/collage-1-300x150.jpg\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/b-company.jp\/fintech-en\/#webpage\",\"url\":\"https:\/\/b-company.jp\/fintech-en\/\",\"name\":\"Fintech industry in Vietnam - 11.3billion USD Market in 2020 - B-Company\",\"isPartOf\":{\"@id\":\"https:\/\/b-company.jp\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/b-company.jp\/fintech-en\/#primaryimage\"},\"datePublished\":\"2016-12-15T03:00:50+00:00\",\"dateModified\":\"2024-06-25T08:41:20+00:00\",\"author\":{\"@id\":\"https:\/\/b-company.jp\/vi\/#\/schema\/person\/f40eb53b8ff521146838bce1186f866e\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/b-company.jp\/fintech-en\/\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/b-company.jp\/vi\/#\/schema\/person\/f40eb53b8ff521146838bce1186f866e\",\"name\":\"B&Company Vietnam\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/b-company.jp\/vi\/#personlogo\",\"inLanguage\":\"vi\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/49416fcfd1b8a2181bccc4940430d500?s=96&d=mm&r=g\",\"caption\":\"B&Company Vietnam\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","_links":{"self":[{"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/posts\/7125"}],"collection":[{"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/comments?post=7125"}],"version-history":[{"count":3,"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/posts\/7125\/revisions"}],"predecessor-version":[{"id":14602,"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/posts\/7125\/revisions\/14602"}],"wp:attachment":[{"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/media?parent=7125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/categories?post=7125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/b-company.jp\/vi\/wp-json\/wp\/v2\/tags?post=7125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}