{"id":4311,"date":"2019-08-15T10:00:39","date_gmt":"2019-08-15T03:00:39","guid":{"rendered":"http:\/\/b-company.jp\/?p=4311"},"modified":"2024-06-21T17:57:45","modified_gmt":"2024-06-21T10:57:45","slug":"cashless-payment-en","status":"publish","type":"post","link":"https:\/\/b-company.jp\/vi\/cashless-payment-en\/","title":{"rendered":"Vi\u1ec7t Nam c\u00f3 m\u00f4i tr\u01b0\u1eddng l\u00fd t\u01b0\u1edfng \u0111\u1ec3 ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t"},"content":{"rendered":"

C\u00f3 nhi\u1ec1u <\/strong>y\u1ebfu t\u1ed1 cho th\u1ea5y Vi\u1ec7t Nam c\u00f3 m\u00f4i tr\u01b0\u1eddng l\u00fd t\u01b0\u1edfng \u0111\u1ec3 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ph\u00e1t tri\u1ec3n.<\/strong><\/span>
\nY\u1ebfu t\u1ed1 \u0111\u1ea7u ti\u00ean l\u00e0 s\u1ef1 \u1ee7ng h\u1ed9 nhi\u1ec7t t\u00ecnh c\u1ee7a Ch\u00ednh ph\u1ee7, khi Ch\u00ednh ph\u1ee7 \u0111\u00e3 k\u00fd m\u1ed9t ch\u00ednh s\u00e1ch m\u1edbi nh\u1eb1m khuy\u1ebfn kh\u00edch c\u00e1c giao d\u1ecbch kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t v\u00e0 gi\u1ea3m c\u00e1c giao d\u1ecbch b\u1eb1ng ti\u1ec1n m\u1eb7t trong c\u1ea3 n\u01b0\u1edbc xu\u1ed1ng d\u01b0\u1edbi 10% t\u1ed5ng s\u1ed1 giao d\u1ecbch tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0o n\u0103m 2020. Theo k\u1ebf ho\u1ea1ch, \u00edt nh\u1ea5t 70% c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 n\u01b0\u1edbc, \u0111i\u1ec7n t\u1eed v\u00e0 vi\u1ec5n th\u00f4ng s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ch\u1ea5p nh\u1eadn thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1eeb c\u00e1 nh\u00e2n v\u00e0 h\u1ed9 gia \u0111\u00ecnh. Theo World Bank, v\u00e0o n\u0103m 2017, Vi\u1ec7t Nam c\u00f3 t\u1ef7 l\u1ec7 ng\u01b0\u1eddi s\u1edf h\u1eefu t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng th\u1ea5p nh\u1ea5t trong ASEAN, v\u1edbi 30.8% d\u00e2n s\u1ed1 t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 ti\u1ec1n m\u1eb7t v\u1eabn chi\u1ebfm \u01b0u th\u1ebf trong c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, b\u1edfi vi\u1ec7c s\u1edf h\u1eefu t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng l\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1eaft bu\u1ed9c \u0111\u1ec3 s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i Vi\u1ec7t Nam. Tuy nhi\u00ean, Ch\u00ednh ph\u1ee7 k\u1ef3 v\u1ecdng ch\u1ec9 s\u1ed1 n\u00e0y s\u1ebd t\u0103ng l\u00ean \u00edt nh\u1ea5t 70% v\u00e0o cu\u1ed1i n\u0103m 2020. B\u00ean c\u1ea1nh \u0111\u00f3, v\u00e0o cu\u1ed1i qu\u00fd 1<\/span><\/sup> qu\u00fd 1 n\u0103m 2019, c\u00f3 158 tri\u1ec7u th\u1ebb ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh, t\u0103ng 16% so v\u1edbi qu\u00fd 1<\/span><\/sup> qu\u00fd 1 n\u0103m 2018 v\u00e0 cao h\u01a1n g\u1ea5p \u0111\u00f4i d\u00e2n s\u1ed1 hi\u1ec7n t\u1ea1i t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean. T\u1eeb n\u0103m 2017 \u0111\u1ebfn n\u0103m 2018, s\u1ed1 giao d\u1ecbch th\u1ef1c hi\u1ec7n qua ATM t\u0103ng 112% v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng, \u0111\u1ea1t 879 tri\u1ec7u giao d\u1ecbch, trong khi s\u1ed1 giao d\u1ecbch qua POS t\u0103ng 138%, \u0111\u1ea1t 208 tri\u1ec7u giao d\u1ecbch.<\/p>\n

<\/p>\n

M\u1ed9t y\u1ebfu t\u1ed1 \u0111\u00e1ng ch\u00fa \u00fd kh\u00e1c l\u00e0 ch\u00ednh ng\u01b0\u1eddi d\u00e2n trong n\u01b0\u1edbc. V\u1edbi 70% d\u00e2n s\u1ed1 d\u01b0\u1edbi 35 tu\u1ed5i, h\u1ecd l\u00e0 l\u1ef1c l\u01b0\u1ee3ng tr\u1ebb, am hi\u1ec3u c\u00f4ng ngh\u1ec7 v\u00e0 h\u00e0o h\u1ee9ng ti\u1ebfp c\u1eadn s\u1edbm c\u00e1c h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 m\u1edbi. , cao nh\u1ea5t trong c\u00e1c qu\u1ed1c gia ASEAN, trong khi t\u1ef7 l\u1ec7 trung b\u00ecnh l\u1ea7n l\u01b0\u1ee3t l\u00e0 64.5% v\u00e0 44.8%. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam \u0111\u00e3 tr\u1edf n\u00ean quen thu\u1ed9c h\u01a1n v\u1edbi thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t v\u00e0 s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c n\u00e0y trong \u0111\u1eddi s\u1ed1ng th\u01b0\u1eddng ng\u00e0y<\/em>. S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed t\u1ea1i Vi\u1ec7t Nam c\u0169ng g\u00f3p ph\u1ea7n l\u00e0m thay \u0111\u1ed5i xu h\u01b0\u1edbng l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, khi ng\u01b0\u1eddi ti\u00eau d\u00f9ng ng\u00e0y c\u00e0ng y\u00eau th\u00edch mua s\u1eafm tr\u1ef1c tuy\u1ebfn h\u01a1n; nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c kh\u1ea3o s\u00e1t cho bi\u1ebft h\u1ecd mua s\u1eafm tr\u1ef1c tuy\u1ebfn \u00edt nh\u1ea5t m\u1ed9t l\u1ea7n m\u1ed7i th\u00e1ng, \u0111\u1ed3ng th\u1eddi t\u1ef7 l\u1ec7 ng\u01b0\u1eddi l\u1ef1a ch\u1ecdn thanh to\u00e1n khi nh\u1eadn h\u00e0ng c\u0169ng gi\u1ea3m t\u1eeb 91% (2015) xu\u1ed1ng 70% (2018).<\/p>\n

C\u00f9ng v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, thanh to\u00e1n di \u0111\u1ed9ng c\u0169ng \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd tr\u1edf th\u00e0nh m\u1ed9t th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i<\/strong>.<\/span>
\nVi\u1ec7t Nam c\u00f3 t\u1ef7 l\u1ec7 th\u00e2m nh\u1eadp \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh v\u00e0 internet cao, l\u1ea7n l\u01b0\u1ee3t l\u00e0 72% v\u00e0 57% (2017). T\u00ednh \u0111\u1ebfn ng\u00e0y 31\/3\/2019, so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2018, t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch thanh to\u00e1n \u0111i\u1ec7n t\u1eed t\u0103ng 13.46%, trong khi s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch t\u0103ng 65.81%. Thanh to\u00e1n di \u0111\u1ed9ng c\u0169ng t\u0103ng m\u1ea1nh 97.75% v\u1ec1 kh\u1ed1i l\u01b0\u1ee3ng v\u00e0 232.3% v\u1ec1 gi\u00e1 tr\u1ecb giao d\u1ecbch. H\u01a1n n\u1eefa, theo m\u1ed9t b\u00e1o c\u00e1o c\u1ee7a PwC, kh\u1ea3o s\u00e1t h\u01a1n 21.000 ng\u01b0\u1eddi d\u00f9ng t\u1ea1i 27 qu\u1ed1c gia (Trung Qu\u1ed1c, H\u1ed3ng K\u00f4ng, Nga, Trung \u0110\u00f4ng v\u00e0 c\u00e1c qu\u1ed1c gia ASEAN), Vi\u1ec7t Nam ghi nh\u1eadn m\u1ee9c t\u0103ng tr\u01b0\u1edfng l\u1edbn nh\u1ea5t trong giai \u0111o\u1ea1n 2018\u20132019 v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n di \u0111\u1ed9ng t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng, t\u0103ng 24% t\u1eeb 37% l\u00ean 61%.
\nTuy nhi\u00ean, th\u1ecb tr\u01b0\u1eddng n\u00e0y v\u1eabn \u0111ang \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u v\u00e0 c\u00f2n ph\u00e2n m\u1ea3nh, v\u1edbi h\u01a1n 70 \u0111\u01a1n v\u1ecb nh\u01b0 d\u01b0\u1edbi \u0111\u00e2y, \u0111\u01b0\u1ee3c chia th\u00e0nh m\u1ed9t s\u1ed1 nh\u00f3m: ng\u00e2n h\u00e0ng (45), c\u00e1c \u0111\u01a1n v\u1ecb thanh to\u00e1n di \u0111\u1ed9ng \u0111\u1ed9c l\u1eadp (14), d\u1ecbch v\u1ee5 internet (8), MNO (3) v\u00e0 b\u00e1n l\u1ebb & c\u00e1c \u0111\u01a1n v\u1ecb kh\u00e1c (3). V\u1eabn c\u00f2n qu\u00e1 s\u1edbm \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01a1n v\u1ecb d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Hi\u1ec7n nay, theo m\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u00f4ng khai do Journal of Investment Bridge th\u1ef1c hi\u1ec7n v\u00e0o th\u00e1ng 4 n\u0103m 2018 v\u1edbi h\u01a1n 800 ng\u01b0\u1eddi d\u00e2n t\u1ea1i Vi\u1ec7t Nam, Momo \u0111\u00e3 v\u01b0\u1ee3t qua c\u00e1c \u0111\u1ed1i th\u1ee7 n\u01b0\u1edbc ngo\u00e0i l\u00e0 Samsung Pay, PayPal v\u00e0 \u0111\u1ed1i th\u1ee7 trong n\u01b0\u1edbc Bankplus \u0111\u1ec3 tr\u1edf th\u00e0nh nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n di \u0111\u1ed9ng ph\u1ed5 bi\u1ebfn nh\u1ea5t. Tuy nhi\u00ean, m\u1eb7c d\u00f9 ra m\u1eaft mu\u1ed9n (2017), ZaloPay c\u1ee7a t\u1eadp \u0111o\u00e0n VNG v\u1edbi h\u1ec7 sinh th\u00e1i ri\u00eang (SNS Zalo, EC Tiki, gi\u1ea3i tr\u00ed Zing) \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd l\u00e0 m\u1ed9t \u0111\u1ed1i th\u1ee7 \u0111\u1ea7y ti\u1ec1m n\u0103ng tr\u00ean th\u1ecb tr\u01b0\u1eddng n\u00e0y. C\u00e1c doanh nghi\u1ec7p trong n\u01b0\u1edbc kh\u00e1c c\u0169ng \u0111ang \u0111\u1ea9y nhanh cu\u1ed9c c\u1ea1nh tranh nh\u1edd ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 t\u1eeb c\u00e1c doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i. M\u1ed9t s\u1ed1 c\u00e1i t\u00ean \u0111\u00e1ng ch\u00fa \u00fd g\u1ed3m VNPay c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i H\u00e0 N\u1ed9i, \u0111\u01b0\u1ee3c qu\u1ef9 \u0111\u1ea7u t\u01b0 qu\u1ed1c gia Singapore GIC t\u00e0i tr\u1ee3, c\u00f9ng Payoo v\u00e0 VNPTPay \u0111\u01b0\u1ee3c UTC Investment c\u1ee7a H\u00e0n Qu\u1ed1c v\u00e0 NTT Data r\u00f3t v\u1ed1n.<\/p>\n

C\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n di \u0111\u1ed9ng ph\u1ed5 bi\u1ebfn nh\u1ea5t n\u0103m 2018<\/strong><\/p>\n

<\/p>\n

Ngu\u1ed3n: Journal of Investment Bridge<\/em><\/p>\n

Nh\u1eadn th\u1ea5y \u0111\u00e2y l\u00e0 m\u1ed9t th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i, c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n di \u0111\u1ed9ng n\u01b0\u1edbc ngo\u00e0i c\u0169ng b\u1eaft \u0111\u1ea7u tham gia. V\u00e0o th\u00e1ng 9\/2018, Grab \u2013 d\u1ecbch v\u1ee5 g\u1ecdi xe h\u00e0ng \u0111\u1ea7u \u0110\u00f4ng Nam \u00c1 \u0111\u00e3 k\u00fd k\u1ebft h\u1ee3p t\u00e1c v\u1edbi d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed Vi\u1ec7t Nam Moca \u0111\u1ec3 cung c\u1ea5p GrabPay v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u00f3n nh\u1eadn r\u1ed9ng r\u00e3i. trong n\u0103m nay.<\/p>\n

T\u00f3m l\u1ea1i, Vi\u1ec7t Nam c\u00f3 ti\u1ec1m n\u0103ng l\u1edbn \u0111\u1ec3 ph\u00e1t tri\u1ec3n th\u00e0nh m\u1ed9t x\u00e3 h\u1ed9i kh\u00f4ng ti\u1ec1n m\u1eb7t. M\u1eb7c d\u00f9 \u0111\u00e2y s\u1ebd l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh d\u00e0i v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c tri\u1ec3n khai t\u1eebng b\u01b0\u1edbc \u1ed5n \u0111\u1ecbnh, m\u1ee5c ti\u00eau \u0111\u1ea1t 90% giao d\u1ecbch kh\u00f4ng ti\u1ec1n m\u1eb7t v\u00e0o n\u0103m 2020 d\u01b0\u1eddng nh\u01b0 \u0111\u1ea7y th\u00e1ch th\u1ee9c nh\u01b0ng v\u1eabn c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c. Th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n di \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam c\u00f2n nhi\u1ec1u d\u01b0 \u0111\u1ecba \u0111\u1ec3 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng; tuy nhi\u00ean, do hi\u1ec7n \u0111ang ph\u00e2n m\u1ea3nh v\u1edbi s\u1ef1 tham gia c\u1ee7a nhi\u1ec1u b\u00ean, t\u1ea5t c\u1ea3 ch\u00fang ta \u0111\u1ec1u \u0111ang \u0111\u1eb7t c\u00e2u h\u1ecfi ai s\u1ebd tr\u1edf th\u00e0nh \u0111\u01a1n v\u1ecb d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng.<\/p>\n

L\u00fd Nguy\u1ec5n \u2013 B&Company Inc<\/strong><\/p>\n

Th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft:<\/strong><\/em><\/p>\n

    \n
  1. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam<\/a><\/li>\n
  2. D\u1eef li\u1ec7u c\u1ee7a Ng\u00e2n h\u00e0ng Th\u1ebf gi\u1edbi<\/a><\/li>\n
  3. C\u1ee5c Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 Kinh t\u1ebf s\u1ed1 Vi\u1ec7t Nam<\/a><\/li>\n
  4. Nghi\u00ean c\u1ee9u Th\u00e1i \u0111\u1ed9 c\u1ee7a Ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ed1i v\u1edbi Thanh to\u00e1n b\u1eb1ng Th\u1ebb Visa 2017 c\u1ee7a VISA<\/a><\/li>\n
  5. Kh\u1ea3o s\u00e1t Global Consumer Insight 2019 c\u1ee7a PwC<\/a><\/li>\n
  6. B\u00e1o c\u00e1o<\/a> t\u1eeb B\u1ed9 K\u1ebf ho\u1ea1ch v\u00e0 \u0110\u1ea7u t\u01b0<\/li>\n
  7. Kh\u1ea3o s\u00e1t c\u1ee7a T\u1ea1p ch\u00ed Investment Bridge<\/a><\/li>\n
  8. Ph\u00f3 Th\u1ee7 t\u01b0\u1edbng k\u00fd ch\u00ednh s\u00e1ch kh\u00f4ng ti\u1ec1n m\u1eb7t c\u1ee7a Tin t\u1ee9c Vi\u1ec7t Nam<\/a><\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"

    M\u1ed9t xu h\u01b0\u1edbng gia t\u0103ng v\u1ec1 \u0111i\u1ec1u tr\u1ecb \u1edf n\u01b0\u1edbc ngo\u00e0i c\u1ee7a ng\u01b0\u1eddi d\u00e2n Vi\u1ec7t Nam<\/p>","protected":false},"author":3,"featured_media":7754,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[1156],"class_list":["post-4311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reports-en","tag-financial-corporate-services-en"],"yoast_head":"\nVietnam has perfect environment to develop cashless payment - B-Company<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b-company.jp\/vi\/cashless-payment-en\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vietnam has perfect environment to develop cashless payment\" \/>\n<meta property=\"og:description\" content=\"A rising trend on overseas treatment from Vietnam citizens\" \/>\n<meta property=\"og:url\" content=\"https:\/\/b-company.jp\/vi\/cashless-payment-en\/\" \/>\n<meta property=\"og:site_name\" content=\"B-Company\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-15T03:00:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-21T10:57:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/b-company.jp\/wp-content\/uploads\/2019\/08\/20190815.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"B&Company Vietnam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"B&Company Vietnam\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/b-company.jp\/vi\/cashless-payment-en\/\",\"url\":\"https:\/\/b-company.jp\/vi\/cashless-payment-en\/\",\"name\":\"Vietnam has perfect environment to develop cashless payment - 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