{"id":23518,"date":"2026-01-14T20:46:15","date_gmt":"2026-01-14T13:46:15","guid":{"rendered":"https:\/\/b-company.jp\/?p=23518"},"modified":"2026-01-14T21:06:57","modified_gmt":"2026-01-14T14:06:57","slug":"the-decline-of-personal-qr-codes-the-opportunity-for-specialized-accounts","status":"publish","type":"post","link":"https:\/\/b-company.jp\/vi\/the-decline-of-personal-qr-codes-the-opportunity-for-specialized-accounts\/","title":{"rendered":"S\u1ef1 suy gi\u1ea3m c\u1ee7a m\u00e3 QR c\u00e1 nh\u00e2n v\u00e0 c\u01a1 h\u1ed9i t\u1ea1o t\u00e0i kho\u1ea3n chuy\u00ean bi\u1ec7t cho c\u00e1c doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh"},"content":{"rendered":"

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<\/span>B&Company l\u00e0 c\u00f4ng ty Nh\u1eadt B\u1ea3n \u0111\u1ea7u ti\u00ean chuy\u00ean v\u1ec1 nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng v\u00e0 t\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0 t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2008.<\/span><\/i>\u00a0<\/span>\u00a0<\/span><\/p>\n

Trong m\u1ee5c \u201cTin v\u1eafn Vi\u1ec7t Nam\u201d n\u00e0y, c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u tr\u1ebb c\u1ee7a B&Company s\u1ebd cung c\u1ea5p th\u00f4ng tin k\u1ecbp th\u1eddi v\u1ec1 xu h\u01b0\u1edbng c\u00f4ng nghi\u1ec7p, xu h\u01b0\u1edbng ti\u00eau d\u00f9ng v\u00e0 c\u00e1c phong tr\u00e0o x\u00e3 h\u1ed9i c\u1ee7a Vi\u1ec7t Nam.<\/span><\/i>\u00a0<\/span><\/p>\n

B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c vi\u1ebft b\u1eb1ng ti\u1ebfng Anh v\u00e0 b\u1ea3n d\u1ecbch t\u1ef1 \u0111\u1ed9ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c phi\u00ean b\u1ea3n ng\u00f4n ng\u1eef kh\u00e1c. Vui l\u00f2ng tham kh\u1ea3o b\u1ea3n ti\u1ebfng Anh \u0111\u1ec3 bi\u1ebft n\u1ed9i dung ch\u00ednh x\u00e1c. M\u1eb7c d\u00f9 ch\u00fang t\u00f4i c\u1ed1 g\u1eafng \u0111\u1ea3m b\u1ea3o t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin g\u1ed1c, vui l\u00f2ng ki\u1ec3m tra ri\u00eang t\u1eebng th\u00f4ng tin. Di\u1ec5n gi\u1ea3i v\u00e0 tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai l\u00e0 \u00fd ki\u1ebfn c\u00e1 nh\u00e2n c\u1ee7a m\u1ed7i nh\u00e0 nghi\u00ean c\u1ee9u.\u00a0<\/span><\/i><\/p>\n<\/div>\n\t

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\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/span>\u00a0<\/span><\/p>\n

Nh\u1edd t\u00ednh ti\u1ec7n l\u1ee3i v\u00e0 d\u1ec5 ti\u1ebfp c\u1eadn, thanh to\u00e1n b\u1eb1ng m\u00e3 QR \u0111\u00e3 nhanh ch\u00f3ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i trong l\u0129nh v\u1ef1c b\u00e1n l\u1ebb t\u1ea1i Vi\u1ec7t Nam, bao g\u1ed3m c\u1ea3 c\u00e1c h\u1ed9 kinh doanh v\u00e0 ti\u1ec3u th\u01b0\u01a1ng. Tuy nhi\u00ean, vi\u1ec7c ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh 70 v\u00e0 chuy\u1ec3n \u0111\u1ed5i t\u1eeb thu\u1ebf kho\u00e1n sang k\u00ea khai theo doanh thu \u0111\u00e3 b\u1ed9c l\u1ed9 nh\u1eefng \u0111i\u1ec3m y\u1ebfu v\u1ec1 c\u1ea5u tr\u00fac trong vi\u1ec7c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i m\u00e3 QR c\u00e1 nh\u00e2n. D\u01b0\u1edbi \u00e1p l\u1ef1c ph\u00e1p l\u00fd n\u00e0y, vi\u1ec7c s\u1eed d\u1ee5ng m\u00e3 QR c\u00e1 nh\u00e2n ch\u1eafc ch\u1eafn s\u1ebd gi\u1ea3m, bu\u1ed9c c\u00e1c h\u1ed9 kinh doanh ph\u1ea3i chuy\u1ec3n sang c\u00e1c d\u1ecbch v\u1ee5 chuy\u00ean bi\u1ec7t.<\/p>\n

S\u1ef1 ph\u1ed5 bi\u1ebfn c\u1ee7a m\u00e3 QR<\/strong><\/h3>\n

Vi\u1ec7t Nam \u0111\u00e3 ch\u1ee9ng ki\u1ebfn s\u1ef1 t\u0103ng tr\u01b0\u1edfng nhanh ch\u00f3ng trong giao d\u1ecbch kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t trong th\u1eadp k\u1ef7 qua, v\u1edbi thanh to\u00e1n b\u1eb1ng m\u00e3 QR n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i nh\u1ea5t. Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, trong 9 th\u00e1ng \u0111\u1ea7u n\u0103m 2025, giao d\u1ecbch kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u0103ng 43,31 t\u1ef7 taka v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 24,21 t\u1ef7 taka v\u1ec1 gi\u00e1 tr\u1ecb giao d\u1ecbch so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. \u0110\u1eb7c bi\u1ec7t, giao d\u1ecbch b\u1eb1ng m\u00e3 QR c\u00f3 m\u1ee9c t\u0103ng tr\u01b0\u1edfng \u1ea5n t\u01b0\u1ee3ng: 61,61 t\u1ef7 taka v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 150,71 t\u1ef7 taka v\u1ec1 gi\u00e1 tr\u1ecb giao d\u1ecbch.[1]<\/a>.<\/p>\n

M\u00e3 QR \u0111\u1eb7c bi\u1ec7t ph\u1ed5 bi\u1ebfn \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p gia \u0111\u00ecnh v\u00e0 ng\u01b0\u1eddi b\u00e1n h\u00e0ng rong v\u00ec ch\u00fang c\u00f3 gi\u00e1 th\u00e0nh th\u1ea5p, d\u1ec5 tri\u1ec3n khai v\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft b\u1ecb POS, \u0111i\u1ec1u n\u00e0y gi\u00fap gi\u1ea3m \u0111\u00e1ng k\u1ec3 r\u00e0o c\u1ea3n ti\u1ebfp c\u1eadn \u0111\u1ed1i v\u1edbi c\u00e1c ti\u1ec3u th\u01b0\u01a1ng.[2]<\/a>B\u1ea5t k\u1ef3 ch\u1ee7 c\u1eeda h\u00e0ng n\u00e0o c\u0169ng c\u00f3 th\u1ec3 nhanh ch\u00f3ng \u00e1p d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c n\u00e0y b\u1eb1ng c\u00e1ch m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, t\u1ea1o m\u00e3 QR c\u00e1 nh\u00e2n v\u00e0 \u0111\u1eb7t m\u00e3 \u0111\u00f3 t\u1ea1i qu\u1ea7y. K\u1ebft qu\u1ea3 l\u00e0, thanh to\u00e1n b\u1eb1ng m\u00e3 QR \u0111\u00e3 tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn trong h\u00e0nh vi ti\u00eau d\u00f9ng h\u00e0ng ng\u00e0y, bao g\u1ed3m c\u1ea3 c\u00e1c m\u00f4i tr\u01b0\u1eddng b\u00e1n l\u1ebb kh\u00f4ng ch\u00ednh th\u1ee9c nh\u01b0 ch\u1ee3 truy\u1ec1n th\u1ed1ng v\u00e0 c\u00e1c qu\u1ea7y h\u00e0ng ven \u0111\u01b0\u1eddng.[3]<\/a>.<\/p>\n

Qu\u1ea7y b\u00e1n x\u00f4i xanh c\u00f3 m\u00e3 QR.<\/strong><\/p>\n

\"A<\/p>\n

Ngu\u1ed3n: \u0110an Vi\u1ec7t<\/a><\/p>\n

Quy \u0111\u1ecbnh thu\u1ebf m\u1edbi cho c\u00e1c doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh<\/strong><\/h3>\n

Khung ph\u00e1p l\u00fd d\u00e0nh cho c\u00e1c h\u1ed9 kinh doanh t\u1ea1i Vi\u1ec7t Nam \u0111ang tr\u1ea3i qua m\u1ed9t s\u1ef1 thay \u0111\u1ed5i c\u01a1 b\u1ea3n, \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn c\u00e1ch s\u1eed d\u1ee5ng m\u00e3 QR. Theo khung thu\u1ebf m\u1edbi \u0111\u01b0\u1ee3c ban h\u00e0nh theo Ngh\u1ecb \u0111\u1ecbnh 70, ch\u00ednh ph\u1ee7 \u0111ang chuy\u1ec3n \u0111\u1ed5i c\u00e1c h\u1ed9 kinh doanh t\u1eeb h\u1ec7 th\u1ed1ng thu\u1ebf kho\u00e1n sang ch\u1ebf \u0111\u1ed9 t\u1ef1 k\u00ea khai d\u1ef1a tr\u00ean doanh thu th\u1ef1c t\u1ebf. C\u00e1c h\u1ed9 kinh doanh s\u1ebd ph\u1ea3i duy tr\u00ec s\u1ed5 s\u00e1ch k\u1ebf to\u00e1n \u0111\u1ea7y \u0111\u1ee7, k\u00ea khai doanh thu \u0111\u1ecbnh k\u1ef3 v\u00e0 ph\u00e1t h\u00e0nh h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed k\u1ebft n\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng c\u1ee7a c\u01a1 quan thu\u1ebf.[4]<\/a>\u0110i\u1ec1u n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t s\u1ef1 thay \u0111\u1ed5i l\u1edbn so v\u1edbi m\u00f4 h\u00ecnh tr\u01b0\u1edbc \u0111\u00e2y, trong \u0111\u00f3 c\u00e1c doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh ph\u1ea3i tr\u1ea3 m\u1ed9t kho\u1ea3n thu\u1ebf \u01b0\u1edbc t\u00ednh c\u1ed1 \u0111\u1ecbnh v\u00e0 kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i ghi ch\u00e9p c\u00f3 h\u1ec7 th\u1ed1ng t\u1eebng giao d\u1ecbch.<\/p>\n

C\u00e1c v\u1ea5n \u0111\u1ec1 khi s\u1eed d\u1ee5ng m\u00e3 QR c\u00e1 nh\u00e2n<\/strong><\/h3>\n

Trong b\u1ed1i c\u1ea3nh quy \u0111\u1ecbnh m\u1edbi n\u00e0y, vi\u1ec7c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i m\u00e3 QR c\u00e1 nh\u00e2n cho c\u00e1c giao d\u1ecbch kinh doanh \u0111\u00e3 n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t v\u1ea5n \u0111\u1ec1.<\/p>\n

R\u1ee7i ro v\u1ec1 quy \u0111\u1ecbnh v\u00e0 tu\u00e2n th\u1ee7<\/em><\/h4>\n

Khi ch\u1ebf \u0111\u1ed9 thu\u1ebf m\u1edbi \u0111\u01b0\u1ee3c ban h\u00e0nh, m\u00e3 QR d\u00f9ng cho chuy\u1ec3n kho\u1ea3n v\u00e0 thanh to\u00e1n c\u0169ng \u0111\u01b0\u1ee3c ph\u00e2n bi\u1ec7t r\u00f5 h\u01a1n. M\u1eb7c d\u00f9 c\u1ea3 hai \u0111\u1ec1u d\u1ef1a v\u00e0o m\u00e3 QR l\u00e0m giao di\u1ec7n qu\u00e9t, nh\u01b0ng chuy\u1ec3n kho\u1ea3n QR l\u00e0 ph\u01b0\u01a1ng th\u1ee9c chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng ngang h\u00e0ng, trong \u0111\u00f3 m\u00e3 QR ch\u1ee9a th\u00f4ng tin t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n, cho ph\u00e9p ti\u1ec1n \u0111\u01b0\u1ee3c g\u1eedi tr\u1ef1c ti\u1ebfp v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a c\u00e1 nh\u00e2n \u0111\u00f3. \u0110\u00e2y l\u00e0 ph\u01b0\u01a1ng th\u1ee9c m\u00e3 QR c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c c\u00e1c h\u1ed9 kinh doanh \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i. Ng\u01b0\u1ee3c l\u1ea1i, thanh to\u00e1n QR l\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh cho t\u00e0i kho\u1ea3n doanh nghi\u1ec7p \u0111\u00e3 \u0111\u0103ng k\u00fd. Giao d\u1ecbch QR Pay \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn l\u00e0 thanh to\u00e1n th\u01b0\u01a1ng m\u1ea1i, \u0111\u01b0\u1ee3c ghi nh\u1eadn l\u00e0 doanh thu b\u00e1n h\u00e0ng v\u00e0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng li\u00ean k\u1ebft v\u1edbi h\u1ec7 th\u1ed1ng POS, n\u1ec1n t\u1ea3ng h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed v\u00e0 c\u00e1c y\u00eau c\u1ea7u b\u00e1o c\u00e1o c\u1ee7a c\u01a1 quan thu\u1ebf.[5]<\/a>.<\/p>\n

Vi\u1ec7c s\u1eed d\u1ee5ng m\u00e3 QR c\u00e1 nh\u00e2n g\u00e2y kh\u00f3 kh\u0103n trong vi\u1ec7c ph\u00e2n bi\u1ec7t gi\u1eefa thu nh\u1eadp c\u00e1 nh\u00e2n v\u00e0 thu nh\u1eadp kinh doanh. Theo ch\u1ebf \u0111\u1ed9 thu\u1ebf m\u1edbi, \u0111i\u1ec1u n\u00e0y t\u1ea1o ra nh\u1eefng r\u1ee7i ro \u0111\u00e1ng k\u1ec3 v\u1ec1 tu\u00e2n th\u1ee7 thu\u1ebf, v\u00ec c\u01a1 quan thu\u1ebf y\u00eau c\u1ea7u h\u1ed3 s\u01a1 giao d\u1ecbch minh b\u1ea1ch, c\u00f3 th\u1ec3 ki\u1ec3m to\u00e1n \u0111\u01b0\u1ee3c, ph\u00f9 h\u1ee3p v\u1edbi doanh thu \u0111\u00e3 k\u00ea khai v\u00e0 h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed \u0111\u00e3 ph\u00e1t h\u00e0nh. Vi\u1ec7c ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng m\u00e3 QR c\u00e1 nh\u00e2n c\u00f3 th\u1ec3 khi\u1ebfn c\u00e1c doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh g\u1eb7p r\u1ee7i ro ph\u00e1p l\u00fd trong c\u00e1c cu\u1ed9c ki\u1ec3m tra thu\u1ebf, bao g\u1ed3m kh\u00f3 kh\u0103n trong vi\u1ec7c gi\u1ea3i th\u00edch d\u00f2ng ch\u1ea3y giao d\u1ecbch v\u00e0 kh\u1ea3 n\u0103ng nghi ng\u1edd khai thi\u1ebfu doanh thu.[6]<\/a>Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 l\u00e0m d\u1ea5y l\u00ean nghi ng\u1edd v\u1ec1 vi\u1ec7c tr\u1ed1n thu\u1ebf ho\u1eb7c b\u00e1o c\u00e1o doanh thu kh\u00f4ng r\u00f5 r\u00e0ng.<\/p>\n

Thi\u1ebfu s\u1ef1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng<\/em><\/h4>\n

M\u1ed9t nh\u01b0\u1ee3c \u0111i\u1ec3m l\u1edbn kh\u00e1c c\u1ee7a vi\u1ec7c s\u1eed d\u1ee5ng m\u00e3 QR c\u00e1 nh\u00e2n cho c\u00e1c giao d\u1ecbch kinh doanh l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f2n h\u1ea1n ch\u1ebf. C\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua m\u00e3 QR c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i h\u1ee3p ph\u00e1p l\u00e0 chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng ngang h\u00e0ng ch\u1ee9 kh\u00f4ng ph\u1ea3i giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i, ngh\u0129a l\u00e0 ch\u00fang n\u1eb1m ngo\u00e0i ph\u1ea1m vi c\u00e1c quy \u0111\u1ecbnh thanh to\u00e1n ch\u00ednh th\u1ee9c d\u00e0nh cho ng\u01b0\u1eddi b\u00e1n. Do \u0111\u00f3, ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u01b0\u1eddng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c bi\u00ean lai ho\u1eb7c h\u00f3a \u0111\u01a1n ch\u00ednh th\u1ee9c, v\u00e0 kh\u00f4ng c\u00f3 c\u01a1 ch\u1ebf ti\u00eau chu\u1ea9n n\u00e0o cho vi\u1ec7c ho\u00e0n ti\u1ec1n, thu h\u1ed3i n\u1ee3 ho\u1eb7c gi\u1ea3i quy\u1ebft tranh ch\u1ea5p khi h\u00e0ng h\u00f3a b\u1ecb l\u1ed7i, d\u1ecbch v\u1ee5 kh\u00f4ng \u0111\u01b0\u1ee3c cung c\u1ea5p ho\u1eb7c x\u1ea3y ra gian l\u1eadn. Trong tr\u01b0\u1eddng h\u1ee3p chuy\u1ec3n kho\u1ea3n nh\u1ea7m l\u1eabn ho\u1eb7c l\u1eeba \u0111\u1ea3o li\u00ean quan \u0111\u1ebfn m\u00e3 QR c\u00e1 nh\u00e2n, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng kh\u00f4ng th\u1ec3 \u0111\u1ea3o ng\u01b0\u1ee3c giao d\u1ecbch n\u1ebfu kh\u00f4ng c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a ng\u01b0\u1eddi nh\u1eadn, khi\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 nguy c\u01a1 b\u1ecb thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i ch\u00ednh.[7]<\/a>.<\/p>\n

Kh\u00f4ng t\u01b0\u01a1ng th\u00edch v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n qu\u1ed1c t\u1ebf<\/em><\/h4>\n

M\u1ed9t h\u1ea1n ch\u1ebf kh\u00e1c c\u1ee7a m\u00e3 QR c\u00e1 nh\u00e2n l\u00e0 kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i h\u1ea1n ch\u1ebf v\u1edbi c\u00e1c m\u1ea1ng thanh to\u00e1n qu\u1ed1c t\u1ebf. Giao d\u1ecbch chuy\u1ec3n kho\u1ea3n b\u1eb1ng m\u00e3 QR c\u00e1 nh\u00e2n th\u01b0\u1eddng ch\u1ec9 li\u00ean k\u1ebft v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc v\u00e0 c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n n\u1ed9i \u0111\u1ecba, ch\u1eb3ng h\u1ea1n nh\u01b0 h\u1ec7 th\u1ed1ng chuy\u1ec3n kho\u1ea3n li\u00ean ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam, v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 h\u1ed7 tr\u1ee3 th\u1ebb n\u01b0\u1edbc ngo\u00e0i, v\u00ed \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf ho\u1eb7c c\u00e1c ti\u00eau chu\u1ea9n thanh to\u00e1n to\u00e0n c\u1ea7u. Vi\u1ec7c thi\u1ebfu kh\u1ea3 n\u0103ng t\u01b0\u01a1ng th\u00edch qu\u1ed1c t\u1ebf kh\u00f4ng ch\u1ec9 h\u1ea1n ch\u1ebf c\u01a1 h\u1ed9i doanh thu cho c\u00e1c h\u1ed9 gia \u0111\u00ecnh m\u00e0 c\u00f2n t\u1ea1o ra kh\u00f3 kh\u0103n trong c\u00e1c l\u0129nh v\u1ef1c tr\u1ecdng \u0111i\u1ec3m nh\u01b0 du l\u1ecbch v\u00e0 d\u1ecbch v\u1ee5, n\u01a1i chi ti\u00eau c\u1ee7a kh\u00e1ch h\u00e0ng n\u01b0\u1edbc ngo\u00e0i r\u1ea5t \u0111\u00e1ng k\u1ec3.[8]<\/a>Trong b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam th\u00fac \u0111\u1ea9y thanh to\u00e1n s\u1ed1 nh\u01b0 m\u1ed9t ph\u1ea7n c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c hi\u1ec7n \u0111\u1ea1i h\u00f3a kinh t\u1ebf, kho\u1ea3ng c\u00e1ch n\u00e0y c\u00e0ng c\u1ee7ng c\u1ed1 th\u00eam l\u00fd do c\u1ea7n chuy\u1ec3n \u0111\u1ed5i c\u00e1c h\u1ed9 kinh doanh sang h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed, kh\u00f4ng c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o chuy\u1ec3n kho\u1ea3n QR c\u00e1 nh\u00e2n.<\/p>\n

C\u00e1c d\u1ecbch v\u1ee5 t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn h\u1ed7 tr\u1ee3 h\u1ed9 gia \u0111\u00ecnh doanh nghi\u1ec7p<\/strong><\/h3>\n

Trong b\u1ed1i c\u1ea3nh \u00e1p l\u1ef1c ph\u00e1p l\u00fd, c\u00e1c h\u1ed9 kinh doanh ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u th\u00e1ch th\u1ee9c \u0111\u00e1ng k\u1ec3 khi chuy\u1ec3n \u0111\u1ed5i sang c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n c\u00f3 \u0111\u0103ng k\u00fd li\u00ean k\u1ebft v\u1edbi t\u00e0i kho\u1ea3n doanh nghi\u1ec7p. Nh\u1eefng lo ng\u1ea1i th\u01b0\u1eddng g\u1eb7p bao g\u1ed3m ph\u00ed giao d\u1ecbch, \u0111\u01b0\u1ee3c cho l\u00e0 l\u00e0m gi\u1ea3m l\u1ee3i nhu\u1eadn v\u1ed1n \u0111\u00e3 m\u1ecfng; chi ph\u00ed l\u1eafp \u0111\u1eb7t ho\u1eb7c thi\u1ebft l\u1eadp h\u1ec7 th\u1ed1ng POS ho\u1eb7c ph\u1ea7n m\u1ec1m; v\u00e0 s\u1ef1 ph\u1ee9c t\u1ea1p trong v\u1eadn h\u00e0nh, ch\u1eb3ng h\u1ea1n nh\u01b0 h\u1ecdc c\u00e1ch s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng m\u1edbi, qu\u1ea3n l\u00fd h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed v\u00e0 \u0111\u1ed1i chi\u1ebfu giao d\u1ecbch \u0111\u1ec3 k\u00ea khai thu\u1ebf. Nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c nh\u1eefng r\u00e0o c\u1ea3n n\u00e0y, c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u00e3 b\u1eaft \u0111\u1ea7u \u0111\u1ecbnh v\u1ecb m\u00ecnh kh\u00f4ng ch\u1ec9 l\u00e0 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n m\u00e0 c\u00f2n l\u00e0 \u0111\u1ed1i t\u00e1c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 cho c\u00e1c h\u1ed9 kinh doanh.<\/p>\n

MB Bank \u2013 Gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 MB Seller<\/em><\/h4>\n

Th\u00f4ng qua gi\u1ea3i ph\u00e1p MB Seller, MB cung c\u1ea5p m\u1ed9t h\u1ec7 sinh th\u00e1i k\u1ef9 thu\u1eadt s\u1ed1 t\u00edch h\u1ee3p cho ph\u00e9p c\u00e1c doanh nghi\u1ec7p nh\u1ecf ch\u1ea5p nh\u1eadn thanh to\u00e1n b\u1eb1ng m\u00e3 QR, qu\u1ea3n l\u00fd giao d\u1ecbch v\u00e0 ph\u00e1t h\u00e0nh h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed ch\u1ec9 b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh, m\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft b\u1ecb POS ho\u1eb7c ph\u1ea7n c\u1ee9ng b\u1ed5 sung. \u0110i\u1ec1u n\u00e0y gi\u00fap gi\u1ea3m \u0111\u00e1ng k\u1ec3 chi ph\u00ed c\u00e0i \u0111\u1eb7t v\u00e0 chi ph\u00ed ban \u0111\u1ea7u, m\u1ed9t trong nh\u1eefng r\u00e0o c\u1ea3n l\u1edbn nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c ti\u1ec3u th\u01b0\u01a1ng. Quan tr\u1ecdng h\u01a1n, \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng \u2013 mSeller \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 thu\u1ebf, cho ph\u00e9p ghi nh\u1eadn giao d\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u k\u00ea khai doanh thu v\u00e0 l\u1eadp h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed theo ch\u1ebf \u0111\u1ed9 thu\u1ebf m\u1edbi.[9]<\/a>S\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng n\u00e0y, c\u00e1c doanh nghi\u1ec7p nh\u1ecf t\u1ea1i gia c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh.[10]<\/a>.<\/p>\n

Vietcombank \u2013 N\u1ec1n t\u1ea3ng thanh to\u00e1n d\u00e0nh cho ng\u01b0\u1eddi b\u00e1n DigiShop<\/em><\/h4>\n

Vietcombank h\u1ed7 tr\u1ee3 c\u00e1c h\u1ed9 kinh doanh th\u00f4ng qua VCB DigiShop, m\u1ed9t n\u1ec1n t\u1ea3ng s\u1ed1 h\u01b0\u1edbng \u0111\u1ebfn ng\u01b0\u1eddi b\u00e1n, nh\u1ea5n m\u1ea1nh t\u00ednh chu\u1ea9n h\u00f3a, minh b\u1ea1ch v\u00e0 tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh. DigiShop cho ph\u00e9p thanh to\u00e1n QR c\u1ee7a ng\u01b0\u1eddi b\u00e1n \u0111\u00e3 \u0111\u0103ng k\u00fd v\u00e0 t\u00edch h\u1ee3p h\u1ed3 s\u01a1 giao d\u1ecbch v\u1edbi qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n doanh nghi\u1ec7p, gi\u00fap c\u00e1c h\u1ed9 kinh doanh t\u00e1ch bi\u1ec7t r\u00f5 r\u00e0ng d\u00f2ng ti\u1ec1n c\u00e1 nh\u00e2n v\u00e0 kinh doanh. Quan tr\u1ecdng h\u01a1n, gi\u1ea3i ph\u00e1p c\u1ee7a Vietcombank \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 k\u1ebft n\u1ed1i v\u1edbi h\u1ec7 sinh th\u00e1i th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 thu\u1ebf r\u1ed9ng l\u1edbn h\u01a1n c\u1ee7a Vi\u1ec7t Nam, bao g\u1ed3m kh\u1ea3 n\u0103ng t\u01b0\u01a1ng th\u00edch v\u1edbi c\u00e1c n\u1ec1n t\u1ea3ng eTax v\u00e0 ph\u1ea7n m\u1ec1m POS v\u00e0 qu\u1ea3n l\u00fd c\u1eeda h\u00e0ng c\u1ee7a b\u00ean th\u1ee9 ba nh\u01b0 KiotViet.[11]<\/a>.<\/p>\n

Agribank \u2013 G\u00f3i h\u1ed7 tr\u1ee3 cho c\u00e1c doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh<\/em><\/h4>\n

Th\u00f4ng qua g\u00f3i d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh, Agribank gi\u1ea3i quy\u1ebft m\u1ed9t trong nh\u1eefng r\u00e0o c\u1ea3n c\u1ea5p b\u00e1ch nh\u1ea5t \u0111\u1ed1i v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111\u00e3 \u0111\u0103ng k\u00fd: chi ph\u00ed c\u00e0i \u0111\u1eb7t v\u00e0 v\u1eadn h\u00e0nh. Theo ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y, Agribank cung c\u1ea5p d\u1ecbch v\u1ee5 c\u00e0i \u0111\u1eb7t v\u00e0 s\u1eed d\u1ee5ng mi\u1ec5n ph\u00ed c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 POS cho c\u00e1c doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh trong t\u1ed1i \u0111a ba n\u0103m (\u0111\u1ebfn n\u0103m 2028), gi\u1ea3m \u0111\u00e1ng k\u1ec3 g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh li\u00ean quan \u0111\u1ebfn vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang h\u1ec7 th\u1ed1ng thanh to\u00e1n d\u00e0nh cho ng\u01b0\u1eddi b\u00e1n tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh.[12]<\/a>B\u00ean c\u1ea1nh \u0111\u00f3, Agribank c\u0169ng t\u1eadn d\u1ee5ng m\u1ea1ng l\u01b0\u1edbi chi nh\u00e1nh r\u1ed9ng kh\u1eafp v\u00e0 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng l\u1edbn, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf c\u00e1c khu v\u1ef1c n\u00f4ng th\u00f4n v\u00e0 b\u00e1n \u0111\u00f4 th\u1ecb, \u0111\u1ec3 cung c\u1ea5p h\u01b0\u1edbng d\u1eabn tr\u1ef1c ti\u1ebfp v\u00e0 h\u1ed7 tr\u1ee3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng k\u1ef9 thu\u1eadt s\u1ed1 cho c\u00e1c h\u1ed9 kinh doanh.[13]<\/a>.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c nh\u01b0 Techcombank, BIDV v\u00e0 Vietinbank c\u0169ng \u0111\u1ea9y m\u1ea1nh h\u1ed7 tr\u1ee3 c\u00e1c h\u1ed9 kinh doanh \u00e1p d\u1ee5ng Ngh\u1ecb \u0111\u1ecbnh 70 v\u1edbi c\u00e1c g\u00f3i d\u1ecbch v\u1ee5 \u01b0u \u0111\u00e3i v\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p s\u00e1ng t\u1ea1o kh\u00e1c. M\u1ed9t gi\u1ea3i ph\u00e1p n\u1ed5i b\u1eadt l\u00e0 SoftPOS, cho ph\u00e9p c\u00e1c doanh nghi\u1ec7p ch\u1ea5p nh\u1eadn thanh to\u00e1n b\u1eb1ng th\u1ebb v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed tr\u1ef1c ti\u1ebfp tr\u00ean \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh h\u1ed7 tr\u1ee3 NFC m\u00e0 kh\u00f4ng c\u1ea7n l\u1eafp \u0111\u1eb7t ph\u1ea7n c\u1ee9ng POS truy\u1ec1n th\u1ed1ng.[14]<\/a>Gi\u1ea3i ph\u00e1p n\u00e0y ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam, x\u00e9t \u0111\u1ebfn t\u1ef7 l\u1ec7 s\u1edf h\u1eefu \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh v\u00e0 k\u1ebft n\u1ed1i Internet r\u1ed9ng r\u00e3i t\u1ea1i Vi\u1ec7t Nam. Theo B\u1ed9 Th\u00f4ng tin v\u00e0 Truy\u1ec1n th\u00f4ng, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh trong s\u1ed1 ng\u01b0\u1eddi tr\u01b0\u1edfng th\u00e0nh \u0111\u1ea1t 84,41 ng\u01b0\u1eddi\/3 ng\u01b0\u1eddi v\u00e0o n\u0103m 2023 v\u00e0 \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ea1t 1001 ng\u01b0\u1eddi\/3 ng\u01b0\u1eddi v\u00e0o n\u0103m 2025.[15]<\/a>T\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng Internet \u0111ang t\u0103ng l\u00ean \u0111\u1ec1u \u0111\u1eb7n theo th\u1eddi gian.<\/p>\n

Vietnam Internet adoption rate (2016-2025)<\/strong><\/p>\n

\u0110\u01a1n v\u1ecb: %
\n\"Vietnam<\/p>\n

Ngu\u1ed3n: DataReportal<\/a><\/p>\n

K\u1ebft lu\u1eadn<\/strong><\/h3>\n

S\u1ef1 suy gi\u1ea3m c\u1ee7a m\u00e3 QR c\u00e1 nh\u00e2n v\u00e0 s\u1ef1 chuy\u1ec3n \u0111\u1ed5i b\u1eaft bu\u1ed9c sang c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111\u0103ng k\u00fd theo Ngh\u1ecb \u0111\u1ecbnh 70 \u0111\u00e3 \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u0103n b\u1ea3n b\u1ee9c tranh kinh doanh h\u1ed9 gia \u0111\u00ecnh t\u1ea1i Vi\u1ec7t Nam. Vi\u1ec7c ch\u00ednh th\u1ee9c h\u00f3a c\u00e1c giao d\u1ecbch kinh doanh h\u1ed9 gia \u0111\u00ecnh t\u1ea1o ra d\u1eef li\u1ec7u doanh thu r\u00f5 r\u00e0ng h\u01a1n, c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng tu\u00e2n th\u1ee7 m\u1ea1nh m\u1ebd h\u01a1n v\u00e0 c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u01b0\u1ee3c chu\u1ea9n h\u00f3a h\u01a1n, c\u1ea3i thi\u1ec7n t\u00ednh minh b\u1ea1ch c\u1ee7a th\u1ecb tr\u01b0\u1eddng. \u0110i\u1ec1u n\u00e0y m\u1edf ra c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty fintech n\u01b0\u1edbc ngo\u00e0i, nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n, nh\u00e0 cung c\u1ea5p ph\u1ea7n m\u1ec1m POS v\u00e0 k\u1ebf to\u00e1n, v\u00e0 c\u00e1c m\u1ea1ng l\u01b0\u1edbi thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi h\u1ee3p t\u00e1c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ecba ph\u01b0\u01a1ng, t\u00edch h\u1ee3p v\u00e0o h\u1ec7 sinh th\u00e1i thanh to\u00e1n s\u1ed1 \u0111ang ph\u00e1t tri\u1ec3n c\u1ee7a Vi\u1ec7t Nam v\u00e0 ph\u1ee5c v\u1ee5 m\u1ed9t c\u01a1 s\u1edf ng\u01b0\u1eddi b\u00e1n h\u00e0ng m\u1edbi \u0111\u01b0\u1ee3c ch\u00ednh th\u1ee9c h\u00f3a. Trong trung h\u1ea1n, s\u1ef1 suy gi\u1ea3m c\u1ee7a m\u00e3 QR c\u00e1 nh\u00e2n v\u00e0 s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c t\u00e0i kho\u1ea3n chuy\u00ean d\u1ee5ng c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd c\u1ee7ng c\u1ed1 s\u1ee9c h\u1ea5p d\u1eabn \u0111\u1ea7u t\u01b0 c\u1ee7a Vi\u1ec7t Nam b\u1eb1ng c\u00e1ch \u0111i\u1ec1u ch\u1ec9nh c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng thanh to\u00e1n b\u00e1n l\u1ebb c\u1ee7a n\u01b0\u1edbc n\u00e0y s\u00e1t h\u01a1n v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf.<\/p>\n

* L\u01b0u \u00fd: N\u1ebfu b\u1ea1n mu\u1ed1n tr\u00edch d\u1eabn th\u00f4ng tin trong b\u00e0i vi\u1ebft n\u00e0y, vui l\u00f2ng ghi r\u00f5 ngu\u1ed3n v\u00e0 k\u00e8m theo link b\u00e0i vi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00f4n tr\u1ecdng b\u1ea3n quy\u1ec1n.<\/em><\/p>\n\n\n\n
B&Company, Inc.<\/em><\/strong> <\/p>\n

C\u00f4ng ty nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng c\u1ee7a Nh\u1eadt B\u1ea3n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2008. Ch\u00fang t\u00f4i cung c\u1ea5p \u0111a d\u1ea1ng nh\u1eefng d\u1ecbch v\u1ee5 bao g\u1ed3m b\u00e1o c\u00e1o ng\u00e0nh, ph\u1ecfng v\u1ea5n ng\u00e0nh, kh\u1ea3o s\u00e1t ng\u01b0\u1eddi ti\u00eau d\u00f9ng, k\u1ebft n\u1ed1i kinh doanh. Ngo\u00e0i ra, ch\u00fang t\u00f4i \u0111\u00e3 ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf d\u1eef li\u1ec7u c\u1ee7a h\u01a1n 900,000 c\u00f4ng ty t\u1ea1i Vi\u1ec7t Nam, c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u00ecm ki\u1ebfm \u0111\u1ed1i t\u00e1c kinh doanh v\u00e0 ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Xin vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i n\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t k\u1ef3 th\u1eafc m\u1eafc hay nhu c\u1ea7u n\u00e0o.<\/p>\n

info@b-company.jp<\/em><\/a>\u00a0+ (84) 28 3910 3913<\/strong><\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[1]<\/a> Tin t\u1ee9c Ch\u00ednh ph\u1ee7: Thanh to\u00e1n QR \u0111ang b\u00f9ng n\u1ed5 v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c ti\u00eau chu\u1ea9n h\u00f3a to\u00e0n di\u1ec7n (https:\/\/baochinhphu.vn\/thanh-toan-qr-bung-no-va-yeu-cau-chuan-hoa-toan-dien-10225111919305399.htm)<\/p>\n

[2]<\/a> VnEconomy, C\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n thanh to\u00e1n QR (https:\/\/en.vneconomy.vn\/opportunities-for-qr-payment-growth.htm)<\/p>\n

[3]<\/a> T\u1ea1p ch\u00ed Gi\u00e1o d\u1ee5c Vi\u1ec7t Nam, Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 bao g\u1ed3m thay \u0111\u1ed5i th\u00f3i quen h\u01b0\u1edbng t\u1edbi thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t (https:\/\/giaoduc.net.vn\/chuyen-doi-so-bang-thay-doi-thoi-quen-de-thanh-toan-khong-dung-tien-mat-post253763.gd)<\/p>\n

[4]<\/a> Th\u00f4ng b\u00e1o ch\u00ednh th\u1ee9c: C\u00e1c doanh nghi\u1ec7p c\u00f3 doanh thu d\u01b0\u1edbi 500 tri\u1ec7u VND v\u1eabn ph\u1ea3i l\u01b0u gi\u1eef s\u1ed5 s\u00e1ch k\u1ebf to\u00e1n trong n\u0103m 2026 (https:\/\/thuvienphapluat.vn\/phap-luat\/ho-tro-phap-luat\/chinh-thuc-doanh-thu-duoi-500-trieu-ho-kinh-doanh-van-phai-lam-so-sach-ke-toan-nam-2026-chi-tiet-ra-177463-250119.html)<\/p>\n

[5]<\/a> VnEconomy, Chuy\u1ec3n h\u01b0\u1edbng sang thanh to\u00e1n QR d\u1ef1a tr\u00ean ng\u01b0\u1eddi b\u00e1n (https:\/\/en.vneconomy.vn\/shift-towards-merchant-based-qr-payments.htm)<\/p>\n

[6]<\/a> VnEconomy, Ai \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i khi n\u00e2ng c\u1ea5p chuy\u1ec3n ti\u1ec1n QR l\u00ean thanh to\u00e1n QR? (https:\/\/vneconomy.vn\/ai-huong-loi-khi-nang-hang-qr-chuyen-tien-len-qr-thanh-toan.htm)<\/p>\n

[7]<\/a> VnEconomy, Chuy\u1ec3n h\u01b0\u1edbng sang thanh to\u00e1n QR d\u1ef1a tr\u00ean ng\u01b0\u1eddi b\u00e1n (https:\/\/en.vneconomy.vn\/shift-towards-merchant-based-qr-payments.htm)<\/p>\n

[8]<\/a> T\u1ea1p ch\u00ed \u0111i\u1ec7n t\u1eed Kinh doanh v\u00e0 H\u1ed9i nh\u1eadp: Thanh to\u00e1n b\u1eb1ng m\u00e3 QR \u0111ang b\u00f9ng n\u1ed5, nh\u01b0ng nhi\u1ec1u doanh nghi\u1ec7p v\u1eabn s\u1eed d\u1ee5ng m\u00e3 c\u00e1 nh\u00e2n? (https:\/\/doanhnghiephoinhap.vn\/thanh-toan-qr-code-bung-no-nhung-nhieu-ho-kinh-doanh-van-dung-ma-ca-nhan-121646.html)<\/p>\n

[9]<\/a> Ng\u00e2n h\u00e0ng MB, MB cung c\u1ea5p gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 MB Seller (https:\/\/www.mbbank.com.vn\/chi-tiet\/tin-mb\/mb-cung-cap-bo-giai-phap-so-mb-seller-dong-hanh-cung-ho-kinh-doanh-but-toc-60-ngay-chuyen-doi-ke-khai-thue-2025-11-24-16-3-3\/6828)<\/p>\n

[10]<\/a> Tin t\u1ee9c Ch\u00ednh ph\u1ee7, MB cung c\u1ea5p \u1ee9ng d\u1ee5ng mSeller: Doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh h\u00f3a \u0111\u01a1n \u0111i\u1ec7n t\u1eed ch\u1ec9 b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i (https:\/\/baochinhphu.vn\/mb-tang-ung-dung-mseller-ho-kinh-doanh-chi-can-dien-thoai-la-co-the-xuat-hoa-don-dien-tu-102250614201231134.htm)<\/p>\n

[11]<\/a> Vietcombank, VCB Digishop \u2013 Gi\u1ea3i ph\u00e1p to\u00e0n di\u1ec7n h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh. (https:\/\/www.vietcombank.com.vn\/vi-VN\/To-chuc\/SMEs\/Danh-sach-tin-noi-bat-KHSMEs\/Articles\/2025\/06\/25\/VCB-DIGISHOP-dong-hanh-cung-ho-kinh-doanh)<\/p>\n

[12]<\/a> Ng\u00e2n h\u00e0ng Agribank ra m\u1eaft g\u00f3i s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 \u201cAgribank \u0111\u1ed3ng h\u00e0nh c\u00f9ng doanh nghi\u1ec7p h\u1ed9 gia \u0111\u00ecnh\u201d (https:\/\/www.agribank.com.vn\/vn\/khuyen-mai\/khuyen-mai-ca-nhan\/khuyen-mai-ngan-hang-so\/agribank-ra-mat-goi-san-pham-dich-vu-agribank-dong-hanh-cung-ho-kinh-doanh)<\/p>\n

[13]<\/a> Ng\u00e2n h\u00e0ng Agribank \u0111\u1ea9y nhanh h\u1ed7 tr\u1ee3 c\u00e1c h\u1ed9 doanh nghi\u1ec7p trong qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 th\u1ef1c hi\u1ec7n Ngh\u1ecb \u0111\u1ecbnh 70\/2025\/ND-CP (https:\/\/www.agribank.com.vn\/vn\/ve-agribank\/tin-tuc-su-kien\/tin-ve-agribank\/hoat-dong-agribank\/agribank-tang-toc-ho-tro-ho-kinh-chuyen-doi-so-va-thuc-thi-nghi-dinh-70-2025-nd-cp)<\/p>\n

[14]<\/a> Techcombank, SoftPOS \u2013 Gi\u1ea3i ph\u00e1p thanh to\u00e1n th\u1ebb ti\u1ec7n l\u1ee3i v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed (https:\/\/techcombank.com\/thong-tin\/blog\/softpos)<\/p>\n

[15]<\/a> Quy\u1ebft \u0111\u1ecbnh s\u1ed1 36\/Q\u0110-TTg, Ph\u00ea duy\u1ec7t k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng th\u00f4ng tin v\u00e0 truy\u1ec1n th\u00f4ng giai \u0111o\u1ea1n 2021 \u2013 2030, t\u1ea7m nh\u00ecn \u0111\u1ebfn n\u0103m 2050 (https:\/\/thuvienphapluat.vn\/van-ban\/Xay-dung-Do-thi\/Quyet-dinh-36-QD-TTg-2024-phe-duyet-Quy-hoach-ha-tang-thong-tin-va-truyen-thong-2021-2030-595184.aspx)<\/p>","protected":false},"excerpt":{"rendered":"

Theo Ngh\u1ecb \u0111\u1ecbnh 70, vi\u1ec7c s\u1eed d\u1ee5ng m\u00e3 QR c\u00e1 nh\u00e2n t\u1ea1i Vi\u1ec7t Nam d\u1ef1 ki\u1ebfn s\u1ebd gi\u1ea3m, th\u00fac \u0111\u1ea9y c\u00e1c h\u1ed9 gia \u0111\u00ecnh chuy\u1ec3n sang c\u00e1c d\u1ecbch v\u1ee5 chuy\u00ean bi\u1ec7t.<\/p>","protected":false},"author":12,"featured_media":23523,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1357,85],"tags":[718,1156],"yoast_head":"\nThe decline of personal QR codes & the opportunity for specialized accounts for household businesses - B-Company<\/title>\n<meta name=\"description\" content=\"Under Decree 70, the use of personal QR codes in Vietnam is expected to decline, urging household businesses to switch to specialized services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b-company.jp\/vi\/the-decline-of-personal-qr-codes-the-opportunity-for-specialized-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The decline of personal QR codes & the opportunity for specialized accounts for household businesses - 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