{"id":17537,"date":"2024-10-09T17:17:54","date_gmt":"2024-10-09T10:17:54","guid":{"rendered":"https:\/\/b-company.jp\/?p=17537"},"modified":"2024-10-10T08:59:59","modified_gmt":"2024-10-10T01:59:59","slug":"vietnams-startup-ecosystem-in-fintech-field-current-status-and-growth-potential","status":"publish","type":"post","link":"https:\/\/b-company.jp\/vi\/vietnams-startup-ecosystem-in-fintech-field-current-status-and-growth-potential\/","title":{"rendered":"H\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec7p Fintech t\u1ea1i Vi\u1ec7t Nam: Hi\u1ec7n tr\u1ea1ng v\u00e0 ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng"},"content":{"rendered":"
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*Trong c\u1ed9t n\u00e0y \u201c<\/em>T\u00f3m t\u1eaft v\u1ec1 Vi\u1ec7t Nam<\/em><\/a>\u201cC\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u tr\u1ebb c\u1ee7a B&Company s\u1ebd cung c\u1ea5p th\u00f4ng tin k\u1ecbp th\u1eddi v\u1ec1 xu h\u01b0\u1edbng c\u00f4ng nghi\u1ec7p, xu h\u01b0\u1edbng ti\u00eau d\u00f9ng v\u00e0 phong tr\u00e0o x\u00e3 h\u1ed9i c\u1ee7a Vi\u1ec7t Nam.<\/em><\/p>\n

M\u1eb7c d\u00f9 ch\u00fang t\u00f4i c\u1ed1 g\u1eafng \u0111\u1ea3m b\u1ea3o t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin g\u1ed1c, vui l\u00f2ng ki\u1ec3m tra ri\u00eang t\u1eebng th\u00f4ng tin. C\u00e1c di\u1ec5n gi\u1ea3i v\u00e0 tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai l\u00e0 \u00fd ki\u1ebfn c\u00e1 nh\u00e2n c\u1ee7a m\u1ed7i nh\u00e0 nghi\u00ean c\u1ee9u.<\/em> <\/p>\n<\/div>\n\t

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H\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec7p Fintech t\u1ea1i Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, tr\u1edf th\u00e0nh l\u0129nh v\u1ef1c ti\u1ec1m n\u0103ng c\u1ee7a n\u1ec1n kinh t\u1ebf s\u1ed1. Fintech k\u1ebft h\u1ee3p c\u00f4ng ngh\u1ec7 v\u00e0 t\u00e0i ch\u00ednh, t\u1ed1i \u01b0u h\u00f3a c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n, cho vay v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh. S\u1ef1 ph\u00e1t tri\u1ec3n n\u00e0y \u0111\u00e3 th\u00fac \u0111\u1ea9y n\u1ec1n kinh t\u1ebf s\u1ed1 v\u00e0 m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi d\u00e2n, \u0111\u01b0a Vi\u1ec7t Nam tr\u1edf th\u00e0nh th\u1ecb tr\u01b0\u1eddng Fintech h\u1ea5p d\u1eabn t\u1ea1i \u0110\u00f4ng Nam \u00c1, thu h\u00fat nhi\u1ec1u s\u1ef1 quan t\u00e2m c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc [1]<\/a>.<\/p>\n

T\u00ecnh h\u00ecnh ph\u00e1t tri\u1ec3n c\u1ee7a startup trong l\u0129nh v\u1ef1c Fintech t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h3>\n

Theo b\u00e1o c\u00e1o c\u1ee7a Economy and Forecast Review,<\/strong> Th\u1ecb tr\u01b0\u1eddng Fintech c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng, v\u1edbi s\u1ed1 l\u01b0\u1ee3ng c\u00f4ng ty Fintech t\u0103ng t\u1eeb 39 c\u00f4ng ty v\u00e0o n\u0103m 2015 l\u00ean 260 c\u00f4ng ty v\u00e0o n\u0103m 2022. [2]<\/a>Th\u1ecb tr\u01b0\u1eddng \u0111a d\u1ea1ng, bao g\u1ed3m c\u00e1c l\u0129nh v\u1ef1c nh\u01b0 v\u00ed \u0111i\u1ec7n t\u1eed, cho vay ngang h\u00e0ng, b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn (Insurtech), v.v.[3]<\/a>.<\/p>\n

V\u00ed \u0111i\u1ec7n t\u1eed<\/u><\/em><\/h4>\n

V\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed, \u1ee9ng d\u1ee5ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng l\u01b0u tr\u1eef, qu\u1ea3n l\u00fd v\u00e0 thanh to\u00e1n ti\u1ec1n nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i th\u00f4ng qua thi\u1ebft b\u1ecb di \u0111\u1ed9ng. V\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 l\u0129nh v\u1ef1c ph\u00e1t tri\u1ec3n nhanh trong Fintech t\u1ea1i Vi\u1ec7t Nam, v\u1edbi c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 MoMo, ZaloPay, ShopeePay, Moca \u0111ang th\u1ed1ng l\u0129nh th\u1ecb tr\u01b0\u1eddng v\u00e0 thay \u0111\u1ed5i th\u00f3i quen thanh to\u00e1n. T\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2023, s\u1ed1 l\u01b0\u1ee3ng v\u00ed \u0111i\u1ec7n t\u1eed \u0111ang ho\u1ea1t \u0111\u1ed9ng \u0111\u00e3 \u0111\u1ea1t 36,23 tri\u1ec7u, cho th\u1ea5y s\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd, g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t [4]<\/a>.<\/p>\n

QR code payments have become more common in Vietnam<\/strong><\/p>\n

\"QR<\/p>\n

Ngu\u1ed3n: D\u00e2n tr\u00ed<\/a><\/p>\n

Cho vay ngang h\u00e0ng (P2P Lending)<\/u><\/em><\/h4>\n

Cho vay ngang h\u00e0ng l\u00e0 h\u00ecnh th\u1ee9c cho vay tr\u1ef1c ti\u1ebfp gi\u1eefa c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p th\u00f4ng qua n\u1ec1n t\u1ea3ng tr\u1ef1c tuy\u1ebfn, b\u1ecf qua c\u00e1c trung gian t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng nh\u01b0 ng\u00e2n h\u00e0ng. Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc n\u0103m 2023, th\u1ecb tr\u01b0\u1eddng cho vay ngang h\u00e0ng (P2P Lending) t\u1ea1i Vi\u1ec7t Nam \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng v\u1edbi kho\u1ea3ng 100 c\u00f4ng ty, trong \u0111\u00f3 c\u00f3 nh\u1eefng c\u00e1i t\u00ean nh\u01b0 Fiin, Tima, Trust Circle, Vaymuon [5]<\/a>S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a Fintech v\u00e0 s\u1ef1 c\u1ea1nh tranh gi\u1eefa c\u00e1c c\u00f4ng ty Fintech v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng \u0111\u1eb7t ra nh\u1eefng th\u00e1ch th\u1ee9c l\u1edbn cho c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd trong vi\u1ec7c duy tr\u00ec s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi, \u0111\u1ea3m b\u1ea3o c\u1ea1nh tranh l\u00e0nh m\u1ea1nh v\u00e0 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng. [6]<\/a><\/sup><\/p>\n

C\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m <\/u><\/em><\/h4>\n

C\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m (InsurTech) l\u00e0 \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0o ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u1eb1m n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng, t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh, mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t h\u01a1n cho kh\u00e1ch h\u00e0ng th\u00f4ng qua c\u00e1c gi\u1ea3i ph\u00e1p nh\u01b0 b\u1ea3o hi\u1ec3m s\u1ed1, tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, ph\u00e2n t\u00edch d\u1eef li\u1ec7u \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd t\u1ea1i Vi\u1ec7t Nam, trong \u0111\u00f3 c\u00f3 m\u1ed9t s\u1ed1 c\u00f4ng ty nh\u01b0 TheBank, Bolttech, Global Safe, eBaohiem, Bihama, Eroscare, Papaya, 9Lives,... Th\u1ecb tr\u01b0\u1eddng InsurTech hi\u1ec7n c\u00f3 20 c\u00f4ng ty \u0111ang ho\u1ea1t \u0111\u1ed9ng v\u1edbi m\u1ee9c t\u0103ng tr\u01b0\u1edfng doanh thu \u1ea5n t\u01b0\u1ee3ng l\u00ean t\u1edbi 255% trong giai \u0111o\u1ea1n 2018-2022, thu h\u00fat ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 l\u1edbn [7]<\/a>.<\/p>\n

Papaya provides employee benefits solutions<\/strong><\/p>\n

\"Papaya<\/em><\/p>\n

Ngu\u1ed3n: <\/em>Th\u01b0\u01a1ng hi\u1ec7u Vi\u1ec7t Nam<\/em><\/a><\/p>\n

Ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng c\u1ee7a startup Fintech t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h3>\n

Th\u1ecb tr\u01b0\u1eddng Fintech Vi\u1ec7t Nam \u0111ang ch\u1ee9ng ki\u1ebfn s\u1ef1 t\u0103ng tr\u01b0\u1edfng b\u00f9ng n\u1ed5, v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch t\u0103ng t\u1eeb 22,6 t\u1ef7 USD n\u0103m 2022 l\u00ean 27,2 t\u1ef7 USD n\u0103m 2023 v\u00e0 d\u1ef1 ki\u1ebfn \u0111\u1ea1t 31,6 t\u1ef7 USD n\u0103m 2024 (theo BDA Partners)[8]<\/a>C\u00f3 ba y\u1ebfu t\u1ed1 ch\u00ednh th\u00fac \u0111\u1ea9y ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng n\u00e0y:<\/p>\n

D\u00e2n s\u1ed1 tr\u1ebb v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 di \u0111\u1ed9ng<\/u><\/em><\/h4>\n

Theo We Are Social v\u00e0 Hootsuite v\u00e0o th\u00e1ng 2 n\u0103m 2023, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh trong nh\u00f3m d\u00e2n s\u1ed1 tr\u1ebb t\u1ea1i Vi\u1ec7t Nam (15-35 tu\u1ed5i) \u01b0\u1edbc t\u00ednh s\u1ebd \u0111\u1ea1t kho\u1ea3ng 94% v\u00e0o cu\u1ed1i n\u0103m 2023[9]<\/a>Th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam \u0111ang n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t \u0111i\u1ec3m \u0111\u1ebfn h\u1ea5p d\u1eabn cho c\u00e1c s\u1ea3n ph\u1ea9m Fintech, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong l\u0129nh v\u1ef1c t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc d\u1ef1 b\u00e1o \u0111\u1ebfn n\u0103m 2025, t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n s\u1ebd chi\u1ebfm 24% th\u1ecb tr\u01b0\u1eddng \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 trong d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, kh\u1eb3ng \u0111\u1ecbnh ti\u1ec1m n\u0103ng to l\u1edbn c\u1ee7a th\u1ecb tr\u01b0\u1eddng n\u00e0y.<\/p>\n

Young people and the trend of cashless payments<\/strong><\/p>\n

\"Young<\/em><\/p>\n

Ngu\u1ed3n: <\/em>Vnexpress<\/em><\/a><\/p>\n

H\u1ed7 tr\u1ee3 c\u1ee7a Ch\u00ednh ph\u1ee7<\/u><\/em><\/h4>\n

Vi\u1ec7t Nam g\u1ea7n \u0111\u00e2y \u0111\u00e3 c\u00f3 nh\u1eefng bi\u1ec7n ph\u00e1p ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c qu\u1ea3n l\u00fd v\u00e0 h\u1ed7 tr\u1ee3 l\u0129nh v\u1ef1c Fintech th\u00f4ng qua c\u00e1c v\u0103n b\u1ea3n ph\u00e1p l\u00fd c\u1ee5 th\u1ec3. Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 16\/2020\/TT-NHNN ng\u00e0y 04 th\u00e1ng 12 n\u0103m 2020, cho ph\u00e9p \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed (e-KYC) \u0111\u1ed1i v\u1edbi vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n quy m\u00f4 nh\u1ecf (d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng). Ti\u1ebfp theo \u0111\u00f3, Th\u00f4ng t\u01b0 s\u1ed1 06\/2023\/TT-NHNN ban h\u00e0nh ng\u00e0y 28 th\u00e1ng 6 n\u0103m 2023, cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng cho vay \u0111i\u1ec7n t\u1eed \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay c\u00f3 gi\u00e1 tr\u1ecb nh\u1ecf (d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng). Ngo\u00e0i ra, Ch\u00ednh ph\u1ee7 \u0111\u00e3 ban h\u00e0nh Ngh\u1ecb quy\u1ebft s\u1ed1 100\/NQ-CP ng\u00e0y 06 th\u00e1ng 9 n\u0103m 2021, ch\u1ea5p thu\u1eadn \u0111\u1ec1 xu\u1ea5t x\u00e2y d\u1ef1ng Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 c\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (Fintech) trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng. Nh\u1eefng h\u00e0nh \u0111\u1ed9ng n\u00e0y th\u1ec3 hi\u1ec7n c\u00e1ch ti\u1ebfp c\u1eadn ch\u1ee7 \u0111\u1ed9ng v\u00e0 cam k\u1ebft c\u1ee7a Vi\u1ec7t Nam trong vi\u1ec7c th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o trong ng\u00e0nh Fintech[10]<\/a>.<\/p>\n

H\u1ed9i nh\u1eadp khu v\u1ef1c v\u00e0 qu\u1ed1c t\u1ebf<\/u><\/em><\/h4>\n

Vi\u1ec7t Nam \u0111\u00e3 k\u00fd k\u1ebft nhi\u1ec1u hi\u1ec7p \u0111\u1ecbnh th\u01b0\u01a1ng m\u1ea1i nh\u01b0 EVFTA, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c doanh nghi\u1ec7p Fintech trong n\u01b0\u1edbc m\u1edf r\u1ed9ng ra th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf [11]<\/a>Ngo\u00e0i ra, h\u1ed9i nh\u1eadp khu v\u1ef1c c\u0169ng thu h\u00fat d\u00f2ng v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i m\u1ea1nh m\u1ebd, gi\u00fap c\u00e1c c\u00f4ng ty Fintech c\u00f3 c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n v\u00e0 m\u1edf r\u1ed9ng quy m\u00f4.<\/p>\n

C\u01a1 h\u1ed9i cho nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i v\u00e0o ng\u00e0nh c\u00f4ng nghi\u1ec7p fintech t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h3>\n

Ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam hi\u1ec7n l\u00e0 th\u1ecb tr\u01b0\u1eddng h\u1ea5p d\u1eabn \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 nhanh ch\u00f3ng, d\u00e2n s\u1ed1 tr\u1ebb am hi\u1ec3u c\u00f4ng ngh\u1ec7 v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 c\u1ee7a ch\u00ednh ph\u1ee7.<\/p>\n

MoMo, v\u00ed \u0111i\u1ec7n t\u1eed h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, \u0111\u00e3 huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c $200 tri\u1ec7u trong v\u00f2ng g\u1ecdi v\u1ed1n Series E do Ng\u00e2n h\u00e0ng Mizuho c\u1ee7a Nh\u1eadt B\u1ea3n d\u1eabn \u0111\u1ea7u, c\u00f9ng v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u01b0 Ward Ferry, Goodwater Capital v\u00e0 Kora Management. Kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch c\u1ee7ng c\u1ed1 v\u1ecb th\u1ebf c\u1ee7a MoMo nh\u01b0 m\u1ed9t si\u00eau \u1ee9ng d\u1ee5ng b\u1eb1ng c\u00e1ch n\u00e2ng cao d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh cho 31 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng v\u00e0 m\u1edf r\u1ed9ng c\u00e1c gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 cho c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf[12]<\/a>.<\/p>\n

MoMo received investment capital of $200 million from Mizuho and global investors<\/strong><\/p>\n

\"MoMo<\/em><\/p>\n

Ngu\u1ed3n: Baotintuc<\/a> <\/em><\/p>\n

Ngo\u00e0i ra, Ng\u00e2n h\u00e0ng Sumitomo Mitsui c\u1ee7a Nh\u1eadt B\u1ea3n \u0111\u00e3 \u0111\u1ea7u t\u01b0 $9,2 tri\u1ec7u v\u00e0o SmartNet, \u0111\u01a1n v\u1ecb v\u1eadn h\u00e0nh v\u00ed \u0111i\u1ec7n t\u1eed SmartPay t\u1ea1i Vi\u1ec7t Nam. Kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch th\u00fac \u0111\u1ea9y c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n c\u1ee7a SmartPay[13]<\/a>.<\/p>\n

Nh\u1eefng s\u1ef1 h\u1ee3p t\u00e1c n\u00e0y ch\u1ee9ng minh ti\u1ec1m n\u0103ng to l\u1edbn c\u1ee7a th\u1ecb tr\u01b0\u1eddng c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 qu\u1ed1c t\u1ebf. C\u00e1c c\u00f4ng ty Nh\u1eadt B\u1ea3n c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng th\u1ebf m\u1ea1nh c\u00f4ng ngh\u1ec7 v\u00e0 kinh nghi\u1ec7m c\u1ee7a m\u00ecnh \u0111\u1ec3 h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p Vi\u1ec7t Nam, th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1, \u0111\u1ed3ng th\u1eddi \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 t\u0103ng tr\u01b0\u1edfng chung c\u1ee7a c\u1ea3 hai b\u00ean.<\/p>\n

Nh\u1eefng th\u00e1ch th\u1ee9c c\u1ea7n v\u01b0\u1ee3t qua<\/strong><\/h3>\n

M\u1eb7c d\u00f9 c\u00f3 ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng l\u1edbn, Fintech Vi\u1ec7t Nam v\u1eabn ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u th\u00e1ch th\u1ee9c. C\u1ee5 th\u1ec3, c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd hi\u1ec7n t\u1ea1i ch\u01b0a r\u00f5 r\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng r\u00e0o c\u1ea3n l\u1edbn nh\u1ea5t. \u0110\u1eb7c bi\u1ec7t, c\u00e1c l\u0129nh v\u1ef1c nh\u01b0 P2P Lending v\u00e0 blockchain c\u1ea7n \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro gian l\u1eadn v\u00e0 t\u00edn d\u1ee5ng kh\u00f4ng an to\u00e0n.[14]<\/a><\/p>\n

Ngo\u00e0i ra, vi\u1ec7c n\u00e2ng cao nh\u1eadn th\u1ee9c c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 c\u00e1c s\u1ea3n ph\u1ea9m Fintech c\u0169ng l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng v\u00ec nhi\u1ec1u ng\u01b0\u1eddi, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf v\u00f9ng n\u00f4ng th\u00f4n, v\u1eabn lo ng\u1ea1i v\u1ec1 t\u00ednh an to\u00e0n c\u1ee7a c\u00e1c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n

K\u1ebft lu\u1eadn<\/strong><\/h3>\n

H\u1ec7 sinh th\u00e1i Fintech t\u1ea1i Vi\u1ec7t Nam \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd v\u00e0 c\u00f3 ti\u1ec1m n\u0103ng l\u1edbn. V\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb ch\u00ednh ph\u1ee7, d\u00e2n s\u1ed1 tr\u1ebb v\u00e0 xu h\u01b0\u1edbng h\u1ed9i nh\u1eadp qu\u1ed1c t\u1ebf, l\u0129nh v\u1ef1c n\u00e0y c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh \u0111\u1ed9ng l\u1ef1c ch\u00ednh cho n\u1ec1n kinh t\u1ebf s\u1ed1. \u0110\u00e2y l\u00e0 c\u01a1 h\u1ed9i l\u1edbn cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, nh\u01b0ng \u0111\u1ec3 th\u00e0nh c\u00f4ng, h\u1ecd c\u1ea7n linh ho\u1ea1t trong vi\u1ec7c th\u00edch \u1ee9ng v\u1edbi c\u00e1c quy \u0111\u1ecbnh c\u1ee7a \u0111\u1ecba ph\u01b0\u01a1ng v\u00e0 c\u00e2n nh\u1eafc h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong n\u01b0\u1edbc \u0111\u1ec3 t\u1eadn d\u1ee5ng ki\u1ebfn th\u1ee9c th\u1ecb tr\u01b0\u1eddng c\u1ee7a h\u1ecd. C\u00e1c c\u00f4ng ty c\u00f3 th\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh ti\u00ean ti\u1ebfn v\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u1ec3 ph\u1ee5c v\u1ee5 c\u00e1c khu v\u1ef1c ch\u01b0a \u0111\u01b0\u1ee3c ph\u1ee5c v\u1ee5, \u0111\u1ea3m b\u1ea3o ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng v\u00e0 an to\u00e0n.<\/p>\n

\n

[1]<\/a> https:\/\/tapchinganhang.gov.vn\/su-phat-trien-cua-fintech-va-thach-thuc-doi-voi-cac-ngan-hang-thuong-mai-viet-nam.htm<\/a><\/p>\n

[2]<\/a> https:\/\/lanhtevadubao.vn\/thi-truong-fintech-tai-viet-nam-thuc-trang-va-giai-phap-29580.html<\/a><\/p>\n

[3]<\/a> https:\/\/thesaigontimes.vn\/thi-truong-fintech-manh-dat-mau-mo-nhung-con-thach-thuc-ve-phap-ly\/<\/a><\/p>\n

[4]<\/a> https:\/\/baodautu.vn\/thi-truong-vi-dien-tu-doi-mat-nhieu-noi-so-d217264.html<\/a><\/p>\n

[5]<\/a> https:\/\/lanhtevadubao.vn\/luat-phap-hoa-hoat-dong-cho-vay-ngang-hang-tai-viet-nam-27130.html<\/a><\/p>\n

[6]<\/a> https:\/\/tapchicongthuong.vn\/thuc-trang-hoat-dong-cho-vay-ngang-hang-tai-viet-nam-106492.htm<\/a><\/p>\n

[7]<\/a> https:\/\/vneconomy.vn\/insurtech-tai-dinh-hinh-buc-tranh-thi-truong-bao-hiem.htm<\/a><\/p>\n

[8]<\/a> https:\/\/lanhtevadubao.vn\/thi-truong-fintech-tai-viet-nam-thuc-trang-va-giai-phap-29580.html#:~:text=N%C4%83m%202022%2C%20t %E1%BB%95ng%20gi%C3%A1%20tr%E1%BB%8B,t%E1%BB%B7%20USD%20v%C3%A0o%20n%C4%83m%202024 <\/a>.<\/p>\n

[9]<\/a> https:\/\/www.brandsvietnam.com\/congdong\/topic\/332869-Data-Station-41-Digital-Landscape-2023-Thoi-gian-luot-Internet-gap-3-lan-TV-Digital-chiem-hon-nua-ngan-sach-Marketing<\/a> .<\/p>\n

[10]<\/a>https:\/\/www.sbv.gov.vn\/<\/a><\/p>\n

[11]<\/a> https:\/\/cafef.vn\/hiep-dinh-evfta-se-tac-dong-manh-toi-fintech-va-mobile-money-tai-viet-nam-20200613171752121.chn<\/a><\/p>\n

[12]<\/a> https:\/\/tuoitre.vn\/vi-dien-tu-momo-duoc-dau-tu-them-200-trieu-usd-20211221100609818.htm<\/a><\/p>\n

[13]<\/a> https:\/\/vietnambiz.vn\/startup-fintech-viet-nhan-von-dau-tu-gan-10-trieu-usd-tu-chi-nhanh-cua-ngan-hang-lon-thu-hai-nhat-ban-20221115162736252.htm<\/a><\/p>\n

[14]<\/a> https:\/\/tapchicongthuong.vn\/thuc-trang-hoat-dong-cho-vay-ngang-hang-tai-viet-nam-106492.ht<\/a>t\u00f4i<\/a><\/p>\n

\u00a0<\/strong><\/p>\n\n\n\n
C\u00f4ng ty TNHH B&Company<\/strong><\/p>\n

C\u00f4ng ty nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng c\u1ee7a Nh\u1eadt B\u1ea3n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2008. Ch\u00fang t\u00f4i cung c\u1ea5p \u0111a d\u1ea1ng nh\u1eefng d\u1ecbch v\u1ee5 bao g\u1ed3m b\u00e1o c\u00e1o ng\u00e0nh, ph\u1ecfng v\u1ea5n ng\u00e0nh, kh\u1ea3o s\u00e1t ng\u01b0\u1eddi ti\u00eau d\u00f9ng, k\u1ebft n\u1ed1i kinh doanh. Ngo\u00e0i ra, ch\u00fang t\u00f4i \u0111\u00e3 ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf d\u1eef li\u1ec7u c\u1ee7a h\u01a1n 900,000 c\u00f4ng ty t\u1ea1i Vi\u1ec7t Nam, c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u00ecm ki\u1ebfm \u0111\u1ed1i t\u00e1c kinh doanh v\u00e0 ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Xin vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i n\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t k\u1ef3 th\u1eafc m\u1eafc hay nhu c\u1ea7u n\u00e0o.<\/p>\n

info@b-company.jp<\/em><\/a>\u00a0+ (84) 28 3910 3913<\/strong><\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\u0110\u1ecdc c\u00e1c b\u00e0i vi\u1ebft kh\u00e1c<\/em><\/strong><\/a><\/h3>\n

 <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div>

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