{"id":13092,"date":"2024-03-15T15:23:26","date_gmt":"2024-03-15T08:23:26","guid":{"rendered":"https:\/\/b-company.jp\/?p=13092"},"modified":"2024-08-22T11:38:33","modified_gmt":"2024-08-22T04:38:33","slug":"cashless","status":"publish","type":"post","link":"https:\/\/b-company.jp\/vi\/cashless\/","title":{"rendered":"Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"

Giao d\u1ecbch ti\u1ec1n m\u1eb7t ph\u1ea3i ch\u1ecbu nhi\u1ec1u b\u1ea5t l\u1ee3i, bao g\u1ed3m chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c t\u1ed5 ch\u1ee9c c\u00e1c ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n nh\u01b0 in \u1ea5n, v\u1eadn chuy\u1ec3n, l\u01b0u tr\u1eef v\u00e0 \u0111\u1ebfm ti\u1ec1n. H\u01a1n n\u1eefa, giao d\u1ecbch ti\u1ec1n m\u1eb7t th\u01b0\u1eddng b\u1ecb l\u1ee3i d\u1ee5ng \u0111\u1ec3 tr\u1ed1n thu\u1ebf trong c\u00e1c giao d\u1ecbch l\u1edbn v\u00e0 g\u00e2y ra c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn an sinh x\u00e3 h\u1ed9i nh\u01b0 tr\u1ed9m c\u1eafp, ti\u1ec1n gi\u1ea3 v\u00e0 r\u1eeda ti\u1ec1n. \u0110\u1ec3 \u1ee9ng ph\u00f3 v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y, c\u00e1c h\u1ea1n ch\u1ebf v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u01b0a ra v\u00e0 xu h\u01b0\u1edbng thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111ang ng\u00e0y c\u00e0ng tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn.<\/p>\r\n

N\u1ed7 l\u1ef1c gi\u1ea3m t\u1ef7 tr\u1ecdng ti\u1ec1n m\u1eb7t trong t\u1ed5ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c tri\u1ec3n khai t\u1eeb n\u0103m 2016 theo Quy\u1ebft \u0111\u1ecbnh 2545\/Q\u0110-TTg (\u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i Vi\u1ec7t Nam giai \u0111o\u1ea1n 2016 \u2013 2020). Tuy nhi\u00ean, h\u00e0nh vi thanh to\u00e1n \u0111\u00e3 c\u00f3 nh\u1eefng thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 trong th\u1eddi gian x\u1ea3y ra \u0111\u1ea1i d\u1ecbch Covid-19 khi ng\u01b0\u1eddi d\u00e2n ph\u1ea3i h\u1ea1n ch\u1ebf ti\u1ebfp x\u00fac tr\u1ef1c ti\u1ebfp. M\u1eb7c d\u00f9 c\u00f3 nh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y, m\u1ee5c ti\u00eau gi\u1ea3m t\u1ef7 l\u1ec7 xu\u1ed1ng d\u01b0\u1edbi 10% v\u00e0o cu\u1ed1i n\u0103m 2020 v\u1eabn ch\u01b0a \u0111\u1ea1t \u0111\u01b0\u1ee3c v\u00e0 c\u00f3 xu h\u01b0\u1edbng t\u0103ng v\u00e0o n\u0103m 2021 [1]<\/a> . H\u01a1n n\u1eefa, theo b\u00e1o c\u00e1o v\u1ec1 xu h\u01b0\u1edbng thanh to\u00e1n c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng khi mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 t\u1ea1i c\u00e1c \u0111i\u1ec3m b\u00e1n h\u00e0ng v\u1eadt l\u00fd c\u1ee7a Fidelity National Information Services (FIS) - m\u1ed9t c\u00f4ng ty c\u00f4ng ngh\u1ec7 c\u1ee7a M\u1ef9 chuy\u00ean cung c\u1ea5p ph\u1ea7n m\u1ec1m v\u00e0 gi\u1ea3i ph\u00e1p x\u1eed l\u00fd thanh to\u00e1n v\u00e0 ng\u00e2n h\u00e0ng, t\u1ef7 l\u1ec7 thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t trong c\u00e1c giao d\u1ecbch c\u00e1 nh\u00e2n t\u1ea1i Vi\u1ec7t Nam v\u1eabn \u1edf m\u1ee9c cao v\u00e0o n\u0103m 2022. Vi\u1ec7t Nam \u0111\u1ee9ng th\u1ee9 ba trong khu v\u1ef1c Ch\u00e2u \u00c1 v\u1edbi t\u1ef7 l\u1ec7 47%, sau Th\u00e1i Lan (56%) v\u00e0 Nh\u1eadt B\u1ea3n (51%) [2]<\/a> . Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t trong c\u00e1c giao d\u1ecbch d\u00e2n s\u1ef1, nh\u1ea5t l\u00e0 \u1edf v\u00f9ng n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u, v\u00f9ng xa; trong l\u0129nh v\u1ef1c y t\u1ebf, gi\u00e1o d\u1ee5c c\u00f3 nh\u1eefng chuy\u1ec3n bi\u1ebfn nh\u01b0ng v\u1eabn c\u00f2n \u1edf m\u1ee9c khi\u00eam t\u1ed1n [3]<\/a> . \u0110\u1ec3 th\u00fac \u0111\u1ea9y h\u01a1n n\u1eefa s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c giao d\u1ecbch kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, Ch\u00ednh ph\u1ee7 ti\u1ebfp t\u1ee5c tri\u1ec3n khai \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t giai \u0111o\u1ea1n 2021-2025 (Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1813\/Q\u0110-TTg ban h\u00e0nh ng\u00e0y 28 th\u00e1ng 10 n\u0103m 2021) v\u00e0 K\u1ebf ho\u1ea1ch chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u1ebfn n\u0103m 2025, t\u1ea7m nh\u00ecn \u0111\u1ebfn n\u0103m 2030 [4]<\/a> (Quy\u1ebft \u0111\u1ecbnh s\u1ed1 810\/Q\u0110-NHNN ban h\u00e0nh ng\u00e0y 11 th\u00e1ng 5 n\u0103m 2021). M\u1ee5c ti\u00eau gi\u1ea3m t\u1ef7 tr\u1ecdng thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t xu\u1ed1ng d\u01b0\u1edbi 10% \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u00ednh \u0111\u1ebfn th\u00e1ng 10 n\u0103m 2022 (9.78%), gi\u1ea3m d\u1ea7n v\u00e0o n\u0103m 2023, \u0111\u1ea1t t\u1ef7 l\u1ec7 th\u1ea5p nh\u1ea5t (8.53%) v\u00e0o th\u00e1ng 9 n\u0103m 2023.<\/p>\r\n

T\u1ef7 l\u1ec7 ti\u1ec1n m\u1eb7t trong t\u1ed5ng ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n, 2015 -2021 (%)<\/p>\r\n

\"\"M\u1ed9t s\u1ef1 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 trong th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u0111\u00e3 \u0111\u01b0\u1ee3c quan s\u00e1t th\u1ea5y trong nh\u00f3m tu\u1ed5i 18-27, nh\u1eefng ng\u01b0\u1eddi \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 s\u1edbm, gi\u00fap h\u1ecd d\u1ec5 d\u00e0ng n\u1eafm b\u1eaft v\u00e0 hi\u1ec3u c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. H\u1ecd th\u00edch mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 giao d\u1ecbch kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t h\u01a1n l\u00e0 mua h\u00e0ng truy\u1ec1n th\u1ed1ng t\u1ea1i c\u1eeda h\u00e0ng. Vi\u1ec7c t\u00edch h\u1ee3p nhi\u1ec1u t\u00ednh n\u0103ng v\u00e0 d\u1ecbch v\u1ee5 li\u1ec1n m\u1ea1ch gi\u00fap thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng thu\u1eadn ti\u1ec7n cho th\u1ebf h\u1ec7 tr\u1ebb. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f3 c\u00e1c phi\u1ebfu gi\u1ea3m gi\u00e1 r\u00f5 r\u00e0ng v\u00e0 minh b\u1ea1ch t\u1eeb ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n n\u00e0y [7]<\/a>. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u0111\u00e3 m\u1edf r\u1ed9ng t\u1eeb nh\u00f3m nh\u00e2n kh\u1ea9u tr\u1ebb sang c\u00e1c nh\u00f3m tu\u1ed5i kh\u00e1c, ng\u00e0y c\u00e0ng tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn trong c\u1ea3 ho\u1ea1t \u0111\u1ed9ng mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 ngo\u1ea1i tuy\u1ebfn c\u0169ng nh\u01b0 trong nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n h\u00e0ng ng\u00e0y.<\/p>\r\n

B\u1ea5t ch\u1ea5p nh\u1eefng l\u1ee3i \u00edch v\u00e0 ti\u1ebfn b\u1ed9 c\u1ee7a thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, ch\u00fang c\u0169ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t s\u1ed1 r\u1ee7i ro. R\u1ee7i ro bao g\u1ed3m t\u1ed9i ph\u1ea1m m\u1ea1ng c\u00f4ng ngh\u1ec7 cao nh\u01b0 tr\u1ed9m th\u00f4ng tin t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng gian l\u1eadn li\u00ean quan \u0111\u1ebfn vi ph\u1ea1m t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng \u0111ang tri\u1ec3n khai nhi\u1ec1u gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 kh\u00e1c nhau \u0111\u1ec3 gi\u00fap kh\u00e1ch h\u00e0ng t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt v\u00e0 ch\u1ed1ng l\u1ea1i c\u00e1c h\u00ecnh th\u1ee9c gian l\u1eadn m\u1edbi b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, nh\u01b0ng \u0111\u00e2y v\u1eabn l\u00e0 m\u1ed9t th\u00e1ch th\u1ee9c \u0111ang di\u1ec5n ra v\u00e0 ph\u00e1t tri\u1ec3n [8]<\/a> . Thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t kh\u00f4ng th\u1ec3 thay th\u1ebf ho\u00e0n to\u00e0n v\u00e0 c\u1ea3 hai h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111\u1ec1u s\u1ebd ti\u1ebfp t\u1ee5c t\u1ed3n t\u1ea1i song song trong t\u01b0\u01a1ng lai.<\/a><\/p>\r\n\r\n\r\n\r\n

B&Company, Inc.\u00a0<\/strong><\/p>\r\n

B\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng trong chuy\u00ean m\u1ee5c \u201c\u0110\u1ecdc xu h\u01b0\u1edbng Vi\u1ec7t Nam\u201d c\u1ee7a ASEAN Economic News. Vui l\u00f2ng xem b\u00ean d\u01b0\u1edbi \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin<\/span><\/p>\r\n\r\n\r\n\r\n

\"\"<\/a>FNX_Thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t_EN_2024<\/a><\/div>\r\n
Tin t\u1ee9c kinh t\u1ebf ASEAN\u3088\u3080\u30d9\u30c8\u30ca\u30e0\u30c8\u30ec\u30f3\u30c9<\/a>\u300d<\/div>\r\n

 <\/p>\r\n\r\n\r\n\r\n
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C\u00f4ng ty TNHH B&Company<\/strong><\/p>\r\n

C\u00f4ng ty nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng c\u1ee7a Nh\u1eadt B\u1ea3n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2008. Ch\u00fang t\u00f4i cung c\u1ea5p \u0111a d\u1ea1ng nh\u1eefng d\u1ecbch v\u1ee5 bao g\u1ed3m b\u00e1o c\u00e1o ng\u00e0nh, ph\u1ecfng v\u1ea5n ng\u00e0nh, kh\u1ea3o s\u00e1t ng\u01b0\u1eddi ti\u00eau d\u00f9ng, k\u1ebft n\u1ed1i kinh doanh. Ngo\u00e0i ra, ch\u00fang t\u00f4i \u0111\u00e3 ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf d\u1eef li\u1ec7u c\u1ee7a h\u01a1n 900,000 c\u00f4ng ty t\u1ea1i Vi\u1ec7t Nam, c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u00ecm ki\u1ebfm \u0111\u1ed1i t\u00e1c kinh doanh v\u00e0 ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng.<\/p>\r\n

Xin vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i n\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t k\u1ef3 th\u1eafc m\u1eafc hay nhu c\u1ea7u n\u00e0o.<\/p>\r\n

info@b-company.jp<\/em><\/a>\u00a0+ (84) 28 3910 3913<\/strong><\/em><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

 <\/p>\r\n

\u0110\u1ecdc c\u00e1c b\u00e0i vi\u1ebft kh\u00e1c<\/em><\/strong><\/a><\/h3>\r\n

 <\/p>\r\n

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