{"id":12977,"date":"2024-01-25T11:17:12","date_gmt":"2024-01-25T04:17:12","guid":{"rendered":"https:\/\/b-company.jp\/?p=12977"},"modified":"2024-08-22T11:56:59","modified_gmt":"2024-08-22T04:56:59","slug":"the-life-insurance-sector-navigating-a-turbulent-year","status":"publish","type":"post","link":"https:\/\/b-company.jp\/vi\/the-life-insurance-sector-navigating-a-turbulent-year\/","title":{"rendered":"Ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: V\u01b0\u1ee3t qua m\u1ed9t n\u0103m \u0111\u1ea7y bi\u1ebfn \u0111\u1ed9ng"},"content":{"rendered":"

Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m n\u00f3i chung v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd n\u00f3i ri\u00eang t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 tr\u1ea3i qua m\u1ed9t cu\u1ed9c kh\u1ee7ng ho\u1ea3ng v\u00e0o n\u0103m 2023. Kh\u00f4ng ch\u1ec9 ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi suy tho\u00e1i kinh t\u1ebf chung, ng\u00e0nh b\u1ea3o hi\u1ec3m c\u00f2n ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u1ee7ng ho\u1ea3ng truy\u1ec1n th\u00f4ng v\u00e0 m\u1ea5t l\u00f2ng tin c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110i\u1ec1u n\u00e0y c\u00e0ng l\u00e0m gia t\u0103ng t\u00e1c \u0111\u1ed9ng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn to\u00e0n b\u1ed9 ng\u00e0nh. Tuy nhi\u00ean, ng\u00e0nh b\u1ea3o hi\u1ec3m \u0111\u00e3 t\u1eebng b\u01b0\u1edbc v\u01b0\u1ee3t qua nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y, t\u00e1i c\u1ea5u tr\u00fac \u0111\u1ec3 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5.<\/p>\r\n

Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Vi\u1ec7t Nam \u0111\u00e3 m\u1edf r\u1ed9ng \u0111\u1ec1u \u0111\u1eb7n k\u1ec3 t\u1eeb khi t\u1ef1 do h\u00f3a v\u00e0o n\u0103m 1999, ngay c\u1ea3 trong cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh. Tr\u01b0\u1edbc \u0111\u00e2y, B\u1ea3o Vi\u1ec7t (https:\/\/www.baoviet.com.vn\/insurance\/<\/a> )th\u1ed1ng tr\u1ecb th\u1ecb tr\u01b0\u1eddng v\u1edbi t\u01b0 c\u00e1ch l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m duy nh\u1ea5t. Th\u1ecb tr\u01b0\u1eddng m\u1edf r\u1ed9ng v\u1edbi s\u1ef1 tham gia c\u1ee7a v\u1ed1n n\u01b0\u1edbc ngo\u00e0i, v\u1edbi t\u00e1m c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0o n\u0103m 2005 v\u00e0 t\u00ednh \u0111\u1ebfn th\u00e1ng 5 n\u0103m 2023, Vi\u1ec7t Nam c\u00f3 19 c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/p>\r\n

\"\"Nh\u00ecn l\u1ea1i cu\u1ed9c kh\u1ee7ng ho\u1ea3ng kinh t\u1ebf n\u0103m 2013, to\u00e0n th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m ti\u1ebfp t\u1ee5c t\u0103ng tr\u01b0\u1edfng 14% (trong \u0111\u00f3 b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd t\u0103ng 7% v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u0103ng m\u1ea1nh 23%). Tuy nhi\u00ean, t\u00ednh \u0111\u1ebfn th\u00e1ng 11\/2023, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd ch\u1ec9 t\u0103ng tr\u01b0\u1edfng khi\u00eam t\u1ed1n 2%, trong khi b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd gi\u1ea3m 11,6%. Tuy nhi\u00ean, sau 10 n\u0103m, quy m\u00f4 th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 m\u1edf r\u1ed9ng \u0111\u00e1ng k\u1ec3, doanh thu b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u0103ng h\u01a1n 6 l\u1ea7n, to\u00e0n ng\u00e0nh b\u1ea3o hi\u1ec3m \u0111\u00e3 t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o n\u1ec1n kinh t\u1ebf, \u01b0\u1edbc \u0111\u1ea1t 757.652 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, t\u0103ng kho\u1ea3ng 13% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.[2]<\/a><\/p>\r\n

X\u00e9t trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2023, s\u1ed1 l\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00e1t h\u00e0nh m\u1edbi trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2023 \u0111\u1ea1t 1.028.402 h\u1ee3p \u0111\u1ed3ng (s\u1ea3n ph\u1ea9m ch\u00ednh), gi\u1ea3m 31,3% v\u00e0 t\u1ed5ng doanh thu ph\u00ed b\u1ea3o hi\u1ec3m to\u00e0n th\u1ecb tr\u01b0\u1eddng \u01b0\u1edbc \u0111\u1ea1t 77.831 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, gi\u1ea3m 7,9% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i. S\u1ef1 s\u1ee5t gi\u1ea3m v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng m\u1edbi v\u00e0 doanh thu ph\u00ed b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd tr\u00ean to\u00e0n th\u1ecb tr\u01b0\u1eddng l\u00e0 h\u1ec7 qu\u1ea3 c\u1ee7a s\u1ef1 m\u1ea5t l\u00f2ng tin b\u1eaft ngu\u1ed3n t\u1eeb cu\u1ed9c kh\u1ee7ng ho\u1ea3ng g\u1ea7n \u0111\u00e2y. Nhi\u1ec1u kh\u00e1ch h\u00e0ng \u0111\u00e3 khi\u1ebfu n\u1ea1i do c\u00e1c v\u1ee5 vi\u1ec7c li\u00ean quan \u0111\u1ebfn ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i th\u00e0nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c kho\u1ea3n vay t\u00edn d\u1ee5ng v\u00e0 h\u1ecd \u0111\u00e3 b\u1ecb \u00e9p bu\u1ed9c mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd th\u00f4ng qua nhi\u1ec1u chi\u00eau tr\u00f2 kh\u00e1c nhau[3]<\/a>.<\/p>\r\n

B\u1ea3o Vi\u1ec7t ti\u1ebfp t\u1ee5c duy tr\u00ec v\u1ecb th\u1ebf d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u1edbi th\u1ecb ph\u1ea7n 20,1%. Tuy nhi\u00ean, theo s\u00e1t l\u00e0 hai \u0111\u01a1n v\u1ecb c\u00f3 th\u1ecb ph\u1ea7n kh\u00e1 s\u00e1t sao l\u00e0 Manulife (17,2%) v\u00e0 Prudential (16,5%), ti\u1ebfp theo l\u00e0 Dai-ichi (12,5%) v\u00e0 AIA (10,1%). Theo sau top 5 l\u00e0 14 c\u00f4ng ty, c\u00f9ng nhau chia s\u1ebb t\u1ed5ng th\u1ecb ph\u1ea7n l\u00e0 23,1%.<\/p>\r\n

<\/a><\/p>\r\n

\"\"\u1ede m\u1ed9t m\u1ee9c \u0111\u1ed9 n\u00e0o \u0111\u00f3, s\u1ef1 v\u00e0o cu\u1ed9c c\u1ee7a l\u00e3nh \u0111\u1ea1o Ch\u00ednh ph\u1ee7 c\u00f3 vai tr\u00f2 \u1ed5n \u0111\u1ecbnh th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m. B\u1ed9 T\u00e0i ch\u00ednh c\u0169ng \u0111\u00e3 tr\u00ecnh Ch\u00ednh ph\u1ee7 nhi\u1ec1u lu\u1eadt \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh, gi\u00e1m s\u00e1t, thanh tra ho\u1ea1t \u0111\u1ed9ng kinh doanh trong ng\u00e0nh b\u1ea3o hi\u1ec3m, v\u00ed d\u1ee5 nh\u01b0 Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m s\u1ed1 08\/2022\/QH15 v\u00e0 c\u00e1c Ngh\u1ecb \u0111\u1ecbnh li\u00ean quan nh\u01b0 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 46\/2023\/N\u0110-CP, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 67\/2023\/N\u0110-CP<\/p>\r\n

N\u0103m 2024 v\u1eabn \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o l\u00e0 m\u1ed9t n\u0103m \u0111\u1ea7y th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf n\u00f3i chung v\u00e0 ng\u00e0nh b\u1ea3o hi\u1ec3m n\u00f3i ri\u00eang. Tuy nhi\u00ean, \u0111\u00e2y c\u0169ng l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u00e1t tri\u1ec3n c\u1ea3 v\u1ec1 chi\u1ec1u s\u00e2u v\u00e0 chi\u1ec1u r\u1ed9ng, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh \u0111\u1ec3 t\u1ed3n t\u1ea1i tr\u00ean th\u1ecb tr\u01b0\u1eddng. \u0110\u00e2y ch\u00ednh l\u00e0 qu\u00e1 tr\u00ecnh c\u1ee7a th\u1ecb tr\u01b0\u1eddng gi\u00fap th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh v\u00e0 hi\u1ec7u qu\u1ea3 [5]<\/a> . Hi\u1ec7n nay, d\u00e2n s\u1ed1 Vi\u1ec7t Nam \u0111ang gi\u00e0 h\u00f3a nhanh ch\u00f3ng, d\u1eabn \u0111\u1ebfn nhu c\u1ea7u v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi ng\u01b0\u1eddi cao tu\u1ed5i. Nh\u00f3m n\u00e0y c\u00f3 nhu c\u1ea7u v\u00e0 nh\u1eadn th\u1ee9c v\u1ec1 b\u1ea3o hi\u1ec3m, nh\u01b0ng hi\u1ec7n nay, h\u1ecd \u0111ang g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c tham gia [6]<\/a> . C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00ean \u0111\u01b0a ra c\u00e1c s\u1ea3n ph\u1ea9m chuy\u00ean bi\u1ec7t v\u00e0 m\u1edf r\u1ed9ng quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh cho nh\u1eefng kh\u00e1ch h\u00e0ng m\u1eafc c\u00e1c b\u1ec7nh l\u00fd nh\u01b0 ti\u1ec3u \u0111\u01b0\u1eddng, cholesterol cao, huy\u1ebft \u00e1p cao, v.v. Ngo\u00e0i ra, n\u00ean m\u1edf r\u1ed9ng c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u c\u1ee7a nh\u1eefng c\u00e1 nh\u00e2n khuy\u1ebft t\u1eadt ho\u1eb7c c\u00f3 v\u1ea5n \u0111\u1ec1 v\u1ec1 s\u1ee9c kh\u1ecfe t\u00e2m th\u1ea7n. Hi\u1ec7n nay, nh\u1eefng c\u00e1 nh\u00e2n c\u00f3 b\u1ec7nh l\u00fd n\u1ec1n g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c ti\u1ebfp c\u1eadn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m do m\u1ee9c \u0111\u1ed9 r\u1ee7i ro cao \u0111i k\u00e8m. Theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 b\u1ea3o hi\u1ec3m, nh\u1eefng h\u1ed3 s\u01a1 n\u00e0y th\u01b0\u1eddng b\u1ecb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i.<\/p>\r\n

<\/a>B&Company, Inc.\u00a0<\/strong><\/p>\r\n

B\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng trong chuy\u00ean m\u1ee5c \u201c\u0110\u1ecdc xu h\u01b0\u1edbng Vi\u1ec7t Nam\u201d c\u1ee7a ASEAN Economic News. Vui l\u00f2ng xem b\u00ean d\u01b0\u1edbi \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin<\/span><\/p>\r\n\r\n\r\n\r\n

\"\"<\/a>FNX_B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd_EN_2024<\/a><\/div>\r\n
Tin t\u1ee9c kinh t\u1ebf ASEAN\u3088\u3080\u30d9\u30c8\u30ca\u30e0\u30c8\u30ec\u30f3\u30c9<\/a>\u300d<\/div>\r\n

 <\/p>\r\n\r\n\r\n\r\n
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C\u00f4ng ty TNHH B&Company<\/strong><\/p>\r\n

C\u00f4ng ty nghi\u00ean c\u1ee9u th\u1ecb tr\u01b0\u1eddng c\u1ee7a Nh\u1eadt B\u1ea3n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam t\u1eeb n\u0103m 2008. Ch\u00fang t\u00f4i cung c\u1ea5p \u0111a d\u1ea1ng nh\u1eefng d\u1ecbch v\u1ee5 bao g\u1ed3m b\u00e1o c\u00e1o ng\u00e0nh, ph\u1ecfng v\u1ea5n ng\u00e0nh, kh\u1ea3o s\u00e1t ng\u01b0\u1eddi ti\u00eau d\u00f9ng, k\u1ebft n\u1ed1i kinh doanh. Ngo\u00e0i ra, ch\u00fang t\u00f4i \u0111\u00e3 ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf d\u1eef li\u1ec7u c\u1ee7a h\u01a1n 900,000 c\u00f4ng ty t\u1ea1i Vi\u1ec7t Nam, c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u00ecm ki\u1ebfm \u0111\u1ed1i t\u00e1c kinh doanh v\u00e0 ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng.<\/p>\r\n

Xin vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i n\u1ebfu b\u1ea1n c\u00f3 b\u1ea5t k\u1ef3 th\u1eafc m\u1eafc hay nhu c\u1ea7u n\u00e0o.<\/p>\r\n

info@b-company.jp<\/em><\/a>\u00a0+ (84) 28 3910 3913<\/strong><\/em><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n

 <\/p>\r\n

\u0110\u1ecdc c\u00e1c b\u00e0i vi\u1ebft kh\u00e1c<\/em><\/strong><\/a><\/h3>\r\n

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