{"id":9304,"date":"2020-08-15T10:00:32","date_gmt":"2020-08-15T03:00:32","guid":{"rendered":"http:\/\/b-company.jp\/?p=9304"},"modified":"2024-06-24T10:58:50","modified_gmt":"2024-06-24T03:58:50","slug":"emerging-personal-finance-applications-in-vietnam","status":"publish","type":"post","link":"https:\/\/b-company.jp\/ko\/emerging-personal-finance-applications-in-vietnam\/","title":{"rendered":"\ubca0\ud2b8\ub0a8\uc5d0\uc11c \ub5a0\uc624\ub974\ub294 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158"},"content":{"rendered":"<p>\uae30\uc220 \uae30\ubc18 \uac1c\uc778 \uae08\uc735 \uc194\ub8e8\uc158\uc740 \ubca0\ud2b8\ub0a8\uc758 \uc5ed\ub3d9\uc801\uc778 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc5d0\uc11c \uc0c1\uc2b9 \ucd94\uc138\uc785\ub2c8\ub2e4. \ucee8\uc124\ud305 \ud68c\uc0ac Solidiance\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, 2017\ub144 \uc57d 4\uc5b5 \ub2ec\ub7ec\uc758 \uc2dc\uc7a5 \uac00\uce58\uc5d0\uc11c 2017\ub144~2025\ub144 \uae30\uac04 \ub3d9\uc548 31,2%\uc758 CAGR\uc744 \uae30\ub85d\ud558\uc5ec 2025\ub144\uc5d0\ub294 \ucd1d \ud540\ud14c\ud06c \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 24%\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>B&amp;Company\uac00 2020\ub144 5\uc6d4\uc5d0 \uc628\ub77c\uc778 \uc124\ubb38 \uc870\uc0ac \ud50c\ub7ab\ud3fc BEAN Survey\uc5d0\uc11c 18\uc138 \uc774\uc0c1 \uc751\ub2f5\uc790 484\uba85\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc124\ubb38 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uac1c\uc778 \uae08\uc735 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc0c1\ub2f9\ud558\uba70, 56%\uc758 \uc751\ub2f5\uc790\uac00 \uc9c0\ucd9c\uc744 \ucd94\uc801\ud558\uace0 \uad00\ub9ac\ud558\uae30\ub97c \uc6d0\ud588\uc2b5\ub2c8\ub2e4. \uc751\ub2f5\uc790\ub4e4\uc740 \ub610\ud55c \uac1c\uc778 \uae08\uc735 \ud22c\uc790(32%)\uc5d0 \ub300\ud55c \uc870\uc5b8\uc744 \ubc1b\uace0 \uc18c\ube44 \ubaa9\uc801\uc73c\ub85c \ub300\ucd9c\uc744 \ubc1b\uace0 \uc2f6\uc5b4\ud588\uc2b5\ub2c8\ub2e4(31%).<\/p>\n\n\n\n<!--more-->\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-27.png\" alt=\"\" class=\"wp-image-9306\" width=\"485\" height=\"215\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<p>\uc7a0\uc7ac\ub825\uc5d0 \ub300\uc751\ud558\uc5ec, \uac1c\uc778\uc744 \uc704\ud55c P2P(Peer-to-Peer) \ub300\ucd9c \ud50c\ub7ab\ud3fc, \uc778\uacf5 \uc9c0\ub2a5\uc744 \uc0ac\uc6a9\ud55c \uac1c\uc778 \ud22c\uc790 \uc571(\ub85c\ubcf4 \uc5b4\ub4dc\ubc14\uc774\uc800), \uac1c\uc778 \ube44\uc6a9 \uad00\ub9ac \uc571\uc744 \ud3ec\ud568\ud55c \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \ubca0\ud2b8\ub0a8\uc5d0 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4. B&amp;Company \uc124\ubb38 \uc870\uc0ac \uacb0\uacfc\uc5d0\uc11c\ub3c4 \uc0c1\ub2f9\uc218\uc758 \uc751\ub2f5\uc790\uac00 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc54c\uace0 \uc788\uc73c\uba70, \uc120\ub450\ub294 \uac1c\uc778 \ube44\uc6a9 \uad00\ub9ac \uc571\uc5d0 \uc18d\ud569\ub2c8\ub2e4. \uc18c\uc15c \ubbf8\ub514\uc5b4\ub294 \uc0ac\ub78c\ub4e4\uc774 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc54c\uac8c \ub418\ub294 \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \ucc44\ub110\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-28.png\" alt=\"\" class=\"wp-image-9307\" width=\"352\" height=\"209\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-30.png\" alt=\"\" class=\"wp-image-9309\" width=\"463\" height=\"256\" data-no-auto-translation=\"\"\/><figcaption><em>\uac1c\uc778 \ube44\uc6a9 \uad00\ub9ac \uc571\uc740 \uc810\uc810 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc73c\uba70 \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \ud070 \ud638\uc751\uc744 \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p>\uac1c\uc778 \uacbd\ube44 \uad00\ub9ac \ubd84\uc57c\uc5d0\uc11c \ubca0\ud2b8\ub0a8 \uc0ac\uc6a9\uc790\uc5d0\uac8c \uac00\uc7a5 \ub9ce\uc740 \uc0c1\uc744 \uc900 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ubaa9\ub85d\uc5d0\ub294 \uad6d\ub0b4 \ubc0f \ud574\uc678 \uae30\uc5c5\uc774 \ubaa8\ub450 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-33.png\" alt=\"\" class=\"wp-image-9312\" width=\"476\" height=\"280\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<p>\uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74 \ubca0\ud2b8\ub0a8\uc758 \uc720\uba85\ud55c \ud68c\uacc4 \ubc0f \uad00\ub9ac \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud68c\uc0ac\uc778 Misa JSC\uc758 \uc81c\ud488\uc778 Money Keeper-So thu chi Misa\uac00 \uac00\uc7a5 \uc778\uae30\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uad6d\ub0b4 \uc5c5\uccb4\uc778 Finsify\uc758 Money Lover\ub294 2017\ub144 5\uc6d4 Google\uc758 \ubc1c\ud45c\uc5d0 \ub530\ub974\uba74 \uac1c\uc778 \uae08\uc735 \uc194\ub8e8\uc158\uc5d0\uc11c 1\uc704\uc778 Android \ubaa8\ubc14\uc77c \uc571\uc73c\ub85c \uc774 \uc2dc\uc7a5\uc5d0\uc11c \uc720\ub9dd\ud55c \uacbd\uc7c1\uc790\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uc870\uc0ac\ub294 \ub610\ud55c \uc774\ub7ec\ud55c \uc571\uc758 \uac00\uc7a5 \ud070 \uacfc\uc81c \uc911 \ud558\ub098\ub294 \uc18c\ube44\uc790\uc758 \uc2b5\uad00\uc744 \uc720\ub3c4\ud558\uace0 \uc7a0\uc7ac \uace0\uac1d\uc5d0\uac8c \ub354 \ub9e4\ub825\uc801\uc73c\ub85c \ubcf4\uc774\ub294 \ubc29\ubc95\uc774\ub77c\ub294 \uc810\uc744 \uc9c0\uc801\ud569\ub2c8\ub2e4. \uacbd\ube44\ub97c \ucd94\uc801\ud558\ub294 \ub9ce\uc740 \uc751\ub2f5\uc790\ub294 \uc804\uc790 \uc9c0\uac11(75%)\uc774\ub098 \uc740\ud589 \uc560\ud50c\ub9ac\ucf00\uc774\uc158(67%)\uc5d0\uc11c \uacbd\ube44\ub97c \ucd94\uc801\ud558\ub294 \uac83\uacfc \uac19\uc740 \ub2e4\ub978 \ub300\uc548\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. \uacbd\ube44 \uad00\ub9ac \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc54c\uace0 \uc788\uc9c0\ub9cc \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294 \uc751\ub2f5\uc790\uc758 43%\ub294 \ud638\uae30\uc2ec\uc774 \uc788\uc9c0\ub9cc \uc544\uc9c1 \uc0ac\uc6a9\uc744 \uc2dc\uc791\ud560 \ub9cc\ud55c \uba85\ud655\ud55c \uc774\uc810\uc744 \ubcf4\uc9c0 \ubabb\ud588\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc571 \uc0ac\uc6a9\uc790\ub294 \uc815\ubcf4 \ubcf4\uc548(76%), \uc218\uc218\ub8cc(59%), \uc571 \ucc98\ub9ac \uc18d\ub3c4(61%), \uae30\ub2a5(60%) \ubc0f \uc778\ud130\ud398\uc774\uc2a4(49%)\uc640 \uac19\uc740 \ub9ce\uc740 \uc571 \uc120\ud0dd \uc694\uc18c\uc640 \ubca0\ud2b8\ub0a8 \uc571\ubcf4\ub2e4 \uc678\uad6d \uc571\uc774 \ub35c \uc720\ub9ac\ud558\uac8c \ub9cc\ub4dc\ub294 \uc571\uc5d0 \uc0ac\uc6a9\ub41c \uc5b8\uc5b4(41%)\ub97c \uace0\ub824\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<h3 id=\"h-p2p-lending-apps-emerged-with-strong-potential-in-vietnam-consumer-lending-landscape-but-is-under-closure-consideration-due-to-government-regulation\">P2P \ub300\ucd9c \uc571\uc740 \ubca0\ud2b8\ub0a8 \uc18c\ube44\uc790 \ub300\ucd9c \uc2dc\uc7a5\uc5d0\uc11c \uac15\ub825\ud55c \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \ub4f1\uc7a5\ud588\uc9c0\ub9cc \uc815\ubd80 \uaddc\uc81c\ub85c \uc778\ud574 \ud3d0\uc1c4\uac00 \uace0\ub824 \uc911\uc785\ub2c8\ub2e4.<\/h3>\n\n\n\n<p>B&amp;Company \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ub450 \ubc88\uc9f8\ub85c \uc778\uae30 \uc788\ub294 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc720\ud615\uc740 P2P \ub300\ucd9c\uc785\ub2c8\ub2e4. \ubcf5\uc7a1\ud55c \uc694\uad6c \uc0ac\ud56d\uacfc \uc808\ucc28 \uc5c6\uc774 P2P \ub300\ucd9c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ud1b5\ud574 \uc18c\uaddc\ubaa8 \uc18c\ube44\uc790 \ub300\ucd9c\uc5d0 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc740 \uc0ac\ub78c\ub4e4, \ud2b9\ud788 \uc740\ud589 \uacc4\uc88c\uac00 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, 2018\ub144 \uae30\uc900 \ubca0\ud2b8\ub0a8 \uc131\uc778\uc758 \uc57d 37%\uc785\ub2c8\ub2e4(\uad6d\ub9bd\uc740\ud589 \ub370\uc774\ud130 \uae30\uc900).<\/p>\n\n\n\n<p>3\ub144 \uc804\ubd80\ud130 \ub4f1\uc7a5\ud55c \uc774\ub798, \ud604\uc7ac \ubca0\ud2b8\ub0a8\uc5d0\uc11c \uac1c\uc778 \ub300 \uac1c\uc778 \ub300\ucd9c \ubc0f \uac1c\uc778 \ub300 \uae30\uc5c5 \ub300\ucd9c\uc744 \ud3ec\ud568\ud558\uc5ec P2P \ub300\ucd9c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \uc8fc\uc7a5\ud558\ub294 \ud68c\uc0ac\uac00 \uc57d 40\uac1c\uc5d0 \ub2ec\ud569\ub2c8\ub2e4. B&amp;Company \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \uac1c\uc778 \ub300 \uac1c\uc778 P2P \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc911 \uc77c\ubd80\ub294 \ubca0\ud2b8\ub0a8\uc5d0\uc11c \ub9cc\ub4e4\uc5b4\uc84c\uc73c\uba70 \uc5ec\uae30\uc5d0\ub294 MoneyBank, Vaymuon, Tima, Interloan, Finn\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-34.png\" alt=\"\" class=\"wp-image-9313\" width=\"423\" height=\"210\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<p>\uadf8\ub7ec\ub098 P2P \ub300\ucd9c \uc11c\ube44\uc2a4\ub294 \ubca0\ud2b8\ub0a8\uc5d0\uc11c \uc644\uc804\ud788 \uaddc\uc81c\ub418\uc9c0 \uc54a\uace0 \uc788\ub294\ub370, \ubca0\ud2b8\ub0a8 \uad6d\uac00\uc740\ud589\uc5d0\uc11c P2P \ub300\ucd9c\uc5d0 \ub300\ud55c \ubc95\uc801 \ud2c0\uc744 \uc544\uc9c1 \uac1c\ubc1c \uc911\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ucd5c\uadfc \uc774 \ubd84\uc57c\uc758 \ud68c\uc0ac\ub4e4\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uae08\uc735 \uae30\uad00\uc774 \uc544\ub2cc \ud22c\uc790 \ucee8\uc124\ud305 \ud68c\uc0ac\ub85c \ub4f1\ub85d\ud569\ub2c8\ub2e4. \uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 P2P \ub300\ucd9c\uc774\ub77c\uace0 \uc8fc\uc7a5\ud558\ub294 \ud68c\uc0ac\ub4e4\uc774 \uc5c4\uccad\ub09c \uc774\uc790\uc728, \ub192\uc740 \ubb34\uc9c0\ud55c \uc218\uc218\ub8cc\ub97c \uccad\uad6c\ud558\uac70\ub098, \ub300\ucd9c\uc744 \ud68c\uc218\ud558\uae30 \uc704\ud574 \uc704\ud611\uc801\uc778 \uc804\uc220, \uad34\ub86d\ud798, \uc2ec\uc9c0\uc5b4 \ud3ed\ub825\uc5d0 \uc758\uc874\ud558\ub294\ub370, \uc774\ub294 \uc554\ud751 \uc2e0\uc6a9\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e8\uc810\uc740 \uc2dc\uc7a5\uc744 \uc624\ub3c4\ud558\ub294 \uac83\ucc98\ub7fc \ubcf4\uc774\uac8c \ub9cc\ub4e4\uace0 \uc18c\ube44\uc790\ub4e4\uc740 \uc628\ub77c\uc778 \ub300\ucd9c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \ud610\uc624\uac10\uc744 \ub290\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4. B&amp;Company \uc124\ubb38 \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74 P2P \ub300\ucd9c \uc571\uc744 \uc54c\uace0 \uc788\uc9c0\ub9cc \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294 \uc751\ub2f5\uc790\uc758 67%\ub294 \uc554\ud751 \uc2e0\uc6a9\uc774 P2P \ub300\ucd9c\uc744 \uc0ac\uce6d\ud558\ub294 \uac83\uc744 \ub450\ub824\uc6cc\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc740\ud589 \ubd80\ubb38\uc758 \uae08\uc735 \uae30\uc220 \ud65c\ub3d9\uc744 \ud1b5\uc81c\ud558\uae30 \uc704\ud55c \uc2e4\ud5d8\uc801 \uba54\ucee4\ub2c8\uc998\uc5d0 \uad00\ud55c \ubc95\ub839\uc774 2020\ub144 \uc774\ub0b4\uc5d0 \uad6d\uac00\uc740\ud589\uc758 \uc2b9\uc778\uc744 \ubc1b\uae30 \uc704\ud574 \uc815\ubd80\uc5d0 \uc81c\ucd9c\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ubca0\ud2b8\ub0a8\uc740 2021\ub144\ubd80\ud130 \uc77c\ubd80 \uc740\ud589\uacfc \ud540\ud14c\ud06c \ud68c\uc0ac\uac00 P2P \ub300\ucd9c \ud65c\ub3d9\uc744 \uc2dc\ubc94\uc801\uc73c\ub85c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uacf5\uc2dd\uc801\uc73c\ub85c \uc2b9\uc778\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544, \uc774\ub97c \ud1b5\ud574 \uc774 \ubd80\ubb38\uc740 \uc0c8\ub85c\uc6b4 \uac1c\ubc1c \ub2e8\uacc4\ub85c \uc9c4\uc785\ud560 \uac83\uc785\ub2c8\ub2e4.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 id=\"h-robo-advisor-solutions-are-relatively-new-requiring-more-time-and-effort-to-acquire-customers-trust\">\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc194\ub8e8\uc158\uc740 \ube44\uad50\uc801 \uc0c8\ub85c\uc6b4 \uc194\ub8e8\uc158\uc73c\ub85c \uace0\uac1d\uc758 \uc2e0\ub8b0\ub97c \uc5bb\uae30 \uc704\ud574 \ub354 \ub9ce\uc740 \uc2dc\uac04\uacfc \ub178\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/h3>\n\n\n\n<p>B&amp;Company \uc870\uc0ac\uc5d0\uc11c \uac00\uc7a5 \uc778\uae30 \uc5c6\ub294 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc720\ud615\uc740 \ub85c\ubcf4 \uc5b4\ub4dc\ubc14\uc774\uc800\uc785\ub2c8\ub2e4. \ubbf8\uad6d, \ub3c5\uc77c, \uc2f1\uac00\ud3ec\ub974\uc640 \uac19\uc740 \uc120\uc9c4 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c \ub85c\ubcf4 \uc5b4\ub4dc\ubc14\uc774\uc800\ub294 \uc2e0\uc0dd \uae30\uc5c5, \ube0c\ub85c\ucee4, \uc790\uc0b0 \uad00\ub9ac \ud68c\uc0ac, \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \ucc38\uc5ec\ub85c \ub3c8\uc744 \ud0dc\uc6b0\ub294 \uacbd\uc7c1\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubca0\ud2b8\ub0a8\uc758 \uacbd\uc6b0\ub294 \uadf8\ub807\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubca0\ud2b8\ub0a8\uc5d0\uc11c\ub294 \uc774 \uac1c\ub150\uc774 \uc18c\ube44\uc790\uc5d0\uac8c \uc544\uc9c1 \uc0c1\ub2f9\ud788 \uc0dd\uc18c\ud558\uba70, \uc120\uad6c\uc801\uc778 \uc5c5\uccb4\uac00 \uba87 \uba85\ubfd0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>2017\ub144 5\uc6d4, Techcombank\uc758 \uc790\ud68c\uc0ac\uc778 Techcom Securities(TCBS)\uac00 \ubca0\ud2b8\ub0a8 \uc2dc\uc7a5\uc5d0 TCWealth\ub77c\ub294 \uc774\ub984\uc758 Robo Advisor\ub97c \ucd9c\uc2dc\ud55c \ucd5c\ucd08\uc758 \ud68c\uc0ac\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uac19\uc740 \ud574, \uc2a4\ud0c0\ud2b8\uc5c5 Finhay\uac00 \uace0\uac1d\uc774 $2\ub9cc\ud07c \uc801\uc740 \ub3c8\uc73c\ub85c \uac1c\uc778 \ud22c\uc790 \ud65c\ub3d9\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. Finhay\ub294 \uad6d\ub0b4 \ubc0f \ud574\uc678 \ud22c\uc790\uc790\ub85c\ubd80\ud130 \uc131\uacf5\uc801\uc73c\ub85c \uc790\ubcf8\uc744 \uc870\ub2ec\ud588\uc73c\uba70, KPMG \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uace7 2019\ub144 \uc138\uacc4 100\ub300 \ud540\ud14c\ud06c \uae30\uc5c5 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Tan Viet Securities JSC(TVSI)\uc758 IRA\uc640 BIDV\uc758 \uc790\ud68c\uc0ac\uc778 BIDV Securities(BSC)\uc758 iBroker\ub294 2019\ub144\uc5d0 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud588\uc9c0\ub9cc, \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74 \uc2dc\uc7a5 \uc778\uc9c0\ub3c4 \uce21\uba74\uc5d0\uc11c \ub530\ub77c\uc7a1\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-35.png\" alt=\"\" class=\"wp-image-9314\" width=\"412\" height=\"203\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<p>\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc740 \uc0c8\ub86d\uc9c0\ub9cc, \uac1c\uc778 \ud22c\uc790 \uc870\uc5b8\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \ube44\uad50\uc801 \ub192\uae30 \ub54c\ubb38\uc5d0 \ub9e4\uc6b0 \uc7a0\uc7ac\ub825\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud604\uc7ac \uc2dc\uc7a5\uc5d0\ub294 \uc801\uc808\ud55c \uc11c\ube44\uc2a4 \uacf5\uae09\uc774 \ubd80\uc871\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c B&amp;Company \uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74 \ubca0\ud2b8\ub0a8 \uad6d\ubbfc\uc740 \uc790\ub3d9 \uc0c1\ub2f4\uc758 \ud6a8\uacfc\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub3c4\uac00 \ub192\uc9c0 \uc54a\uc544 \uc0ac\uc6a9\uc790 \ud655\ubcf4\uac00 \uc27d\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ud2b9\ud788 \ubca0\ud2b8\ub0a8 \uae08\uc735 \uc2dc\uc7a5\uc758 \ud2b9\uc131\uc744 \uace0\ub824\ud560 \ub54c, \uace0\uac1d\ub4e4\uc740 \uc0ac\uae30\uc640 \uc815\ubcf4 \ubcf4\uc548 \ubd88\uc548\uc744 \uac71\uc815\ud558\uae30\ub3c4 \ud55c\ub2e4.<\/p>\n\n\n\n<p>\uc804\ubc18\uc801\uc778 \uc804\ub9dd\uc744 \uc0b4\ud3b4\ubcf4\uba74, \uac01 \uc720\ud615\uc758 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \uc804\ud615\uc801\uc778 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud560\uc9c0\ub77c\ub3c4 \uac1c\uc778 \uae08\uc735 \ubd80\ubb38\uc740 \uc0ac\ub78c\ub4e4\uc758 \uac1c\uc778 \uae08\uc735 \ud65c\ub3d9\uc5d0 \ub300\ud55c \ud070 \uc218\uc694, \ub192\uc740 \uc778\ud130\ub137 \ubcf4\uae09\ub960 \ubc0f \uc2a4\ub9c8\ud2b8\ud3f0 \uc0ac\uc6a9\uc73c\ub85c \uc0ac\ub78c\ub4e4\uc774 \uc18c\uc15c \ubbf8\ub514\uc5b4, \uc6f9\uc0ac\uc774\ud2b8 \ub4f1\uc744 \ud1b5\ud574 \ud540\ud14c\ud06c \uc81c\ud488\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uc810, \ud540\ud14c\ud06c \uae30\uc5c5\uc774 \uc131\uc7a5\ud560 \uc218 \uc788\ub3c4\ub85d \uc548\uc804\ud558\uace0 \ubcf4\uc548\uc774 \uc720\uc9c0\ub418\ub294 \ud540\ud14c\ud06c \ud658\uacbd\uc744 \uc9c0\ud5a5\ud558\ub294 \uc815\ubd80 \uc815\ucc45, \uadf8\ub9ac\uace0 \uc0ac\uc6a9\uc790\uc758 \uad8c\ub9ac \ubcf4\ud638 \ub4f1 \ub9ce\uc740 \ucd09\uc9c4 \uc694\uc778 \ub355\ubd84\uc5d0 \uc5ec\uc804\ud788 \uc720\ub9dd\ud55c \uc131\uc7a5\uc744 \uae30\ub300\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong><em>\ud558\uc774 \uc751\uc624<\/em><\/strong><\/p>\n\n\n\n<p><strong>\ucc38\uc870:<\/strong><\/p>\n\n\n\n<ol type=\"1\"><li>https:\/\/www.sbv.gov.vn\/webcenter\/portal\/m\/menu\/trangchu\/ttsk\/ttsk_chitiet?leftWidth=0%25&amp;showFooter=false&amp;showHeader=false&amp;dDocName=SBV400281&amp;rightWidth=0%25&amp;centerWidth=100%25&amp;_afrLoop=7500037377906211#%40%3F_afrLoop%3D7500037377906211%26centerWidth%3D100%2525%26dDocName%3DSBV400281%26leftWidth%3D0%2525%26rightWidth%3D0%2525%26showFooter%3Dfalse%26showHeader%3Dfalse%26_adf.ctrl-state%3Dohle8g3gr_1158<\/li><li>https:\/\/www.solidiance.com\/insights\/others\/infographics\/disruption-by-fintech-transforming-vietnams-financial-services-ecosystem-1<\/li><li>http:\/\/hca.org.vn\/userfiles\/files\/Tham%20luan%20VIO%202019\/06_Slide_Fintech_10_2019_English_final.pdf<\/li><li>https:\/\/www.mbs.com.vn\/uploads\/files\/Bao-cao-IB\/1_-Vietnam-fintech-report_22102018.pdf<\/li><li>https:\/\/www.allens.com.au\/globalassets\/pdfs\/insights\/asia\/peer-to-peer-lending-in-vietnam.pdf<\/li><li>https:\/\/bvsc.com.vn\/NewsTools\/Print.aspx?newsid=732559<\/li><li>https:\/\/vietcetera.com\/en\/money-lover-a-vietnamese-built-fintech-mobile-app-going-global\/<\/li><li>https:\/\/english.vietnamnet.vn\/fms\/business\/196765\/peer-to-peer-lending-increasingly-popular-in-vietnam.html<\/li><li>http:\/\/tapchitaichinh.vn\/ngan-hang\/nhieu-rui-ro-voi-cho-vay-ngang-hang-316916.html<\/li><li>https:\/\/cafef.vn\/du-kien-nam-2021-se-cho-thu-nghiem-fintech-trong-do-co-p2p-lending-2020060209381798.chn<\/li><li>https:\/\/tinnhanhchungkhoan.vn\/fin-tech\/dich-vu-robo-advisor-danh-chiem-thi-phan-tu-van-tai-chinh-truyen-thong-273072.html<\/li><li>https:\/\/forbesvietnam.com.vn\/tin-cap-nhat\/ung-dung-tai-chinh-finhay-nhan-dau-tu-tu-nguoi-dong-sang-lap-acorns-10122.html<\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>\ubca0\ud2b8\ub0a8\uc5d0\uc11c \ub5a0\uc624\ub974\ub294 \uac1c\uc778 \uae08\uc735 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 <\/p>","protected":false},"author":3,"featured_media":9055,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[75],"tags":[1156,1130],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.1.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Emerging personal finance applications in Vietnam - B-Company<\/title>\n<meta name=\"description\" content=\"Personal Finance Applications is a rising trend in Vietnam &#039;s dynamic fintech marketand may reach 24% of total fintech market share in 2025.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b-company.jp\/ko\/emerging-personal-finance-applications-in-vietnam\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Emerging personal finance applications in Vietnam - B-Company\" \/>\n<meta property=\"og:description\" content=\"Personal Finance Applications is a rising trend in Vietnam &#039;s dynamic fintech marketand may reach 24% of total fintech market share in 2025.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/b-company.jp\/ko\/emerging-personal-finance-applications-in-vietnam\/\" \/>\n<meta property=\"og:site_name\" content=\"B-Company\" \/>\n<meta property=\"article:published_time\" content=\"2020-08-15T03:00:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-24T03:58:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/b-company.jp\/wp-content\/uploads\/2020\/09\/2008_Finance-App.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"854\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" 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