{"id":4311,"date":"2019-08-15T10:00:39","date_gmt":"2019-08-15T03:00:39","guid":{"rendered":"http:\/\/b-company.jp\/?p=4311"},"modified":"2024-06-21T17:57:45","modified_gmt":"2024-06-21T10:57:45","slug":"cashless-payment-en","status":"publish","type":"post","link":"https:\/\/b-company.jp\/ko\/cashless-payment-en\/","title":{"rendered":"\ubca0\ud2b8\ub0a8\uc740 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ubc1c\uc804\uc2dc\ud0a4\uae30\uc5d0 \ucd5c\uc801\uc758 \ud658\uacbd\uc744 \uac16\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4"},"content":{"rendered":"

\ub2e4\uc591\ud55c <\/strong>\ubca0\ud2b8\ub0a8\uc774 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\uc758 \ubc1c\uc804\uc744 \uc704\ud55c \ucd5c\uc801\uc758 \ud658\uacbd\uc744 \uac16\ucd94\uace0 \uc788\ub2e4\uace0 \ud310\ub2e8\ud560 \uc218 \uc788\ub294 \uc694\uc778\uc774 \uc788\ub2e4.<\/strong><\/span>
\n\uccab \ubc88\uc9f8 \uc694\uc778\uc740 \uc815\ubd80\uc758 \uc801\uadf9\uc801\uc778 \uc9c0\uc6d0\uc774\ub2e4. \uc815\ubd80\ub294 \ud604\uae08 \uc5c6\ub294 \uac70\ub798\ub97c \uc7a5\ub824\ud558\uace0 \uad6d\ub0b4 \ud604\uae08 \uae30\ubc18 \uac70\ub798\ub97c 2020\ub144\uae4c\uc9c0 \uc804\uccb4 \uc2dc\uc7a5 \uac70\ub798\uc758 10% \ubbf8\ub9cc\uc73c\ub85c \uc904\uc774\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc815\ucc45\uc5d0 \uc11c\uba85\ud588\ub2e4. \uc774 \uacc4\ud68d\uc5d0 \ub530\ub77c \uc218\ub3c4, \uc804\uc790\uc81c\ud488 \ubc0f \ud1b5\uc2e0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \uc911 \ucd5c\uc18c 70%\uac00 \uac1c\uc778\uacfc \uac00\uad6c\ub97c \ub300\uc0c1\uc73c\ub85c \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\ub97c \uc218\uc6a9\ud558\ub3c4\ub85d \uc694\uccad\ubc1b\uac8c \ub41c\ub2e4. World Bank\uc5d0 \ub530\ub974\uba74 2017\ub144 \ubca0\ud2b8\ub0a8\uc740 ASEAN \uad6d\uac00 \uc911 \uc740\ud589 \uacc4\uc88c \ubcf4\uc720\uc728\uc774 \uac00\uc7a5 \ub0ae\uc558\uc73c\uba70, 15\uc138 \uc774\uc0c1 \uc778\uad6c \uc911 30.8%\ub9cc\uc774 \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc5c8\ub2e4. \uc774\ub294 \ubca0\ud2b8\ub0a8\uc5d0\uc11c \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c \uc218\ub2e8\uc744 \uc0ac\uc6a9\ud558\ub824\uba74 \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud574\uc57c \ud558\ubbc0\ub85c \ud604\uae08\uc774 \uc5ec\uc804\ud788 \uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8\uc774\ub77c\ub294 \uc758\ubbf8\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \uc774 \uc9c0\ud45c\uac00 2020\ub144 \ub9d0\uae4c\uc9c0 \ucd5c\uc18c 70%\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\ub2e4. \ub610\ud55c 1\uc131<\/sup> quarter of 2019, there are 158 million bank cards issued, increased 16% compared with the 1\uc131<\/sup> quarter of 2018 and more than twice the current population age 15 and up. From 2017 to 2018, transactions made through ATM grew 112% in volume terms to 879 million transactions while transactions via POS accelerated 138% to 208 million transactions.<\/p>\n

<\/p>\n

\ub610 \ub2e4\ub978 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc694\uc778\uc740 \ubca0\ud2b8\ub0a8 \uad6d\ubbfc \uc790\uccb4\uc774\ub2e4. \uc778\uad6c\uc758 70%\uac00 35\uc138 \ubbf8\ub9cc\uc778 \ub9cc\ud07c, \uc774\ub4e4\uc740 \uc80a\uace0 \uae30\uc220\uc5d0 \uc775\uc219\ud558\uba70 \uc2e0\uae30\uc220\uc744 \ube60\ub974\uac8c \uc218\uc6a9\ud558\ub824\ub294 \uc131\ud5a5\uc774 \uac15\ud558\ub2e4. \ub610\ud55c ASEAN \uad6d\uac00 \uc911 \uac00\uc7a5 \ub192\uc740 \uc218\uc900\uc774\uba70, \ud3c9\uade0 \ube44\uc728\uc740 \uac01\uac01 64.5%\uc640 44.8%\uc774\ub2e4. \uc774\ub294 \ubca0\ud2b8\ub0a8 \uc0ac\ub78c\ub4e4\uc774 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\uc5d0 \ub354\uc6b1 \uc775\uc219\ud574\uc838 \uc77c\uc0c1\uc0dd\ud65c\uc5d0\uc11c \uc774 \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud558\uac8c \ub418\uc5c8\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4<\/em>. \ubca0\ud2b8\ub0a8\uc758 \uc804\uc790\uc0c1\uac70\ub798 \uc131\uc7a5 \uc5ed\uc2dc \uacb0\uc81c \uc120\ud638\uc758 \ubcc0\ud654\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\ub2e4. \uc18c\ube44\uc790\ub4e4\uc740 \uc628\ub77c\uc778 \uc1fc\ud551\uc744 \ub354 \uc120\ud638\ud558\uba70, \uc628\ub77c\uc778 \uc1fc\ud551\uc744 \uc6d4 1\ud68c \uc774\uc0c1 \ud55c\ub2e4\uace0 \uc751\ub2f5\ud55c \ube44\uc728\uc774 \uc99d\uac00\ud588\uace0, \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ud604\uae08\uacb0\uc81c(COD)\ub97c \uc120\ud0dd\ud558\ub294 \uc0ac\ub78c\uc758 \ube44\uc728\uc740 91%(2015\ub144)\uc5d0\uc11c 70%(2018\ub144)\ub85c \uac10\uc18c\ud588\ub2e4.<\/p>\n

\ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\uc758 \ubc1c\uc804\uacfc \ud568\uaed8 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc5ed\uc2dc \uc131\uc7a5 \uc2dc\uc7a5\uc73c\ub85c \ubd80\uc0c1\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4<\/strong>.<\/span>
\n\ubca0\ud2b8\ub0a8\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \ubc0f \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc774 \ub192\uc740 \uad6d\uac00\ub85c, \uac01\uac01 72%\uc640 57%\uc5d0 \ub2ec\ud569\ub2c8\ub2e4(2017\ub144). 2019\ub144 3\uc6d4 31\uc77c\uae4c\uc9c0 2018\ub144 \uac19\uc740 \uae30\uac04\uacfc \ube44\uad50\ud55c \uc804\uc790\uacb0\uc81c \ucd1d \uac70\ub798\uae08\uc561\uc740 13.46% \uc99d\uac00\ud588\uc73c\uba70, \uac70\ub798 \uac74\uc218 \uae30\uc900\uc73c\ub85c\ub294 65.81% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uacb0\uc81c \uc5ed\uc2dc \uac70\ub798\ub7c9\uc774 97.75%, \uac70\ub798\uae08\uc561\uc774 232.3% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c PwC\uac00 27\uac1c\uad6d(\uc911\uad6d, \ud64d\ucf69, \ub7ec\uc2dc\uc544, \uc911\ub3d9 \ubc0f ASEAN \uad6d\uac00)\uc758 21,000\uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ubca0\ud2b8\ub0a8\uc740 \ub9e4\uc7a5 \ub0b4 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uc6a9\uc790 \uc218\uac00 2018\ub144\ubd80\ud130 2019\ub144\uae4c\uc9c0 \uac00\uc7a5 \ud06c\uac8c \uc99d\uac00\ud55c \uad6d\uac00\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ube44\uc728\uc740 37%\uc5d0\uc11c 61%\ub85c 24% \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.
\n\uadf8\ub7ec\ub098 \uc774 \uc2dc\uc7a5\uc740 \uc544\uc9c1 \ucd08\uae30 \ub2e8\uacc4\uc774\uba70, \uc544\ub798\uc640 \uac19\uc774 70\uac1c\uac00 \ub118\ub294 \uc0ac\uc5c5\uc790\uac00 \uc740\ud589(45\uac1c), \ub3c5\ub9bd \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uc5c5\uc790(14\uac1c), \uc778\ud130\ub137 \uc11c\ube44\uc2a4(8\uac1c), MNO(3\uac1c), \uc18c\ub9e4 \ubc0f \uae30\ud0c0(3\uac1c) \ub4f1 \uc5ec\ub7ec \uadf8\ub8f9\uc73c\ub85c \uc138\ubd84\ud654\ub418\uc5b4 \uc788\ub2e4. \uc2dc\uc7a5 \uc120\ub3c4 \uae30\uc5c5\uc744 \ud310\ub2e8\ud558\uae30\uc5d0\ub294 \uc544\uc9c1 \uc774\ub974\ub2e4.<\/p>\n

\ud604\uc7ac Momo\ub294 2018\ub144 4\uc6d4 Journal of Investment Bridge\uac00 \ubca0\ud2b8\ub0a8 \uad6d\ubbfc 800\uba85 \uc774\uc0c1\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uacf5\uac1c \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ud574\uc678 \uacbd\uc7c1\uc0ac\uc778 Samsung Pay\uc640 PayPal \ubc0f \uad6d\ub0b4 \uc0ac\uc5c5\uc790\uc778 Bankplus\ub97c \uc81c\uce58\uace0 \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub85c \uc790\ub9ac \uc7a1\uc558\ub2e4. \uadf8\ub7ec\ub098 2017\ub144\uc5d0 \ucd9c\uc2dc\ub418\uc5b4 \uc0c1\ub300\uc801\uc73c\ub85c \ud6c4\ubc1c\uc8fc\uc790\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uac70\ub300 \uae30\uc5c5 VNG\uc758 ZaloPay\ub294 SNS Zalo, EC Tiki, \uc5d4\ud130\ud14c\uc778\uba3c\ud2b8 \uc11c\ube44\uc2a4 Zing\uc73c\ub85c \uad6c\uc131\ub41c \uc0dd\ud0dc\uacc4\ub97c \uae30\ubc18\uc73c\ub85c \uc774 \uc2dc\uc7a5\uc5d0\uc11c \uc720\ub9dd\ud55c \uacbd\uc7c1\uc790\ub85c \uae30\ub300\ub418\uace0 \uc788\ub2e4. \ub2e4\ub978 \uad6d\ub0b4 \uc0ac\uc5c5\uc790\ub4e4\ub3c4 \ud574\uc678 \uae30\uc5c5\uc758 \ud22c\uc790\uc5d0 \ud798\uc785\uc5b4 \uacbd\uc7c1\uc744 \uac00\uc18d\ud654\ud558\uace0 \uc788\ub2e4. \uc8fc\uc694 \uc0ac\ub840\ub85c\ub294 \uc2f1\uac00\ud3ec\ub974 \uad6d\ubd80\ud380\ub4dc GIC\uc758 \ud22c\uc790\ub97c \ubc1b\uc740 \ud558\ub178\uc774 \uc18c\uc7ac VNPay, \uadf8\ub9ac\uace0 South Korea\uc758 UTC Investment\uc640 NTT Data\uc758 \ud22c\uc790\ub97c \ubc1b\uc740 Payoo\uc640 VNPTPay\uac00 \uc788\ub2e4.<\/p>\n

2018\ub144 \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/strong><\/p>\n

<\/p>\n

\ucd9c\ucc98: Journal of Investment Bridge<\/em><\/p>\n

\uc774\ub97c \uc2e0\ud765 \uc2dc\uc7a5\uc73c\ub85c \uc778\uc2dd\ud55c \ud574\uc678 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc0ac\uc5c5\uc790\ub4e4\ub3c4 \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. 2018\ub144 9\uc6d4, \ub3d9\ub0a8\uc544\uc2dc\uc544 \ucd5c\uace0\uc758 \ucc28\ub7c9 \ud638\ucd9c \uc11c\ube44\uc2a4\uc778 Grab\uc740 \ubca0\ud2b8\ub0a8 \uc804\uc790\uc9c0\uac11 \uc11c\ube44\uc2a4 Moca\uc640 \uc81c\ud734\ud558\uc5ec GrabPay\ub97c \uc81c\uacf5\ud588\uc73c\uba70, \uc62c\ud574 \ud070 \ud638\uc751\uc744 \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\ub860\uc801\uc73c\ub85c \ubca0\ud2b8\ub0a8\uc740 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c \ubc1c\uc804\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc11c\ub294 \uc7a5\uae30\uac04\uc5d0 \uac78\uce5c \uafb8\uc900\ud55c \uacfc\uc815\uc774 \ud544\uc694\ud558\uc9c0\ub9cc, 2020\ub144\uae4c\uc9c0 \ube44\ud604\uae08 \uac70\ub798 \ube44\uc911 90%\ub97c \ub2ec\uc131\ud55c\ub2e4\ub294 \ube44\uc804\uc740 \ub3c4\uc804\uc801\uc774\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc2e4\ud604 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ubca0\ud2b8\ub0a8\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc740 \ube60\ub974\uac8c \uc131\uc7a5\ud560 \uc5ec\uc9c0\uac00 \uc788\uc9c0\ub9cc, \ud604\uc7ac\ub294 \ub2e4\uc218\uc758 \uc0ac\uc5c5\uc790\uac00 \ub09c\ub9bd\ud558\uba70 \uc2dc\uc7a5\uc774 \uc138\ubd84\ud654\ub418\uc5b4 \uc788\uc5b4 \uc2dc\uc7a5\uc758 \uc120\ub450 \uc8fc\uc790\uac00 \ub204\uac00 \ub420\uc9c0 \ubaa8\ub450\uac00 \uc8fc\ubaa9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub9ac \uc751\uc6b0\uc60c \u2013 B&Company Inc<\/strong><\/p>\n

\ucc38\uc870:<\/strong><\/em><\/p>\n

    \n
  1. \ubca0\ud2b8\ub0a8 \uc911\uc559\uc740\ud589<\/a><\/li>\n
  2. \uc138\uacc4\uc740\ud589 \ub370\uc774\ud130<\/a><\/li>\n
  3. \ubca0\ud2b8\ub0a8 \uc804\uc790\uc0c1\uac70\ub798 \ubc0f \ub514\uc9c0\ud138\uacbd\uc81c\uccad<\/a><\/li>\n
  4. VISA\uc758 2017\ub144 \uc18c\ube44\uc790 \uacb0\uc81c \ud0dc\ub3c4 \uc870\uc0ac<\/a><\/li>\n
  5. PwC\uc758 2019\ub144 \uae00\ub85c\ubc8c \uc18c\ube44\uc790 \uc778\uc0ac\uc774\ud2b8 \uc870\uc0ac<\/a><\/li>\n
  6. \ubcf4\uace0\uc11c<\/a> \uae30\ud68d\ud22c\uc790\ubd80 \uc790\ub8cc<\/li>\n
  7. \uc870\uc0ac \uae30\uad00 Journal of Investment Bridge<\/a><\/li>\n
  8. \ubb34\ud604\uae08 \uacb0\uc81c \uc815\ucc45\uc5d0 \uc11c\uba85\ud55c \ubd80\ucd1d\ub9ac \ubca0\ud2b8\ub0a8\ub274\uc2a4<\/a><\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"

    \ubca0\ud2b8\ub0a8 \uc2dc\ubbfc\ub4e4\uc758 \ud574\uc678 \uce58\ub8cc \uc218\uc694 \uc99d\uac00 \ucd94\uc138<\/p>","protected":false},"author":3,"featured_media":7754,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[1156],"class_list":["post-4311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reports-en","tag-financial-corporate-services-en"],"yoast_head":"\nVietnam has perfect environment to develop cashless payment - B-Company<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/b-company.jp\/ko\/cashless-payment-en\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vietnam has perfect environment to develop cashless payment\" \/>\n<meta property=\"og:description\" content=\"A rising trend on overseas treatment from Vietnam citizens\" \/>\n<meta property=\"og:url\" content=\"https:\/\/b-company.jp\/ko\/cashless-payment-en\/\" \/>\n<meta property=\"og:site_name\" content=\"B-Company\" \/>\n<meta property=\"article:published_time\" content=\"2019-08-15T03:00:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-21T10:57:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/b-company.jp\/wp-content\/uploads\/2019\/08\/20190815.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"B&Company Vietnam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"B&Company Vietnam\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"4\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/b-company.jp\/vi\/cashless-payment-en\/\",\"url\":\"https:\/\/b-company.jp\/vi\/cashless-payment-en\/\",\"name\":\"Vietnam has perfect environment to develop cashless payment - 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