{"id":9304,"date":"2020-08-15T10:00:32","date_gmt":"2020-08-15T03:00:32","guid":{"rendered":"http:\/\/b-company.jp\/?p=9304"},"modified":"2024-06-24T10:58:50","modified_gmt":"2024-06-24T03:58:50","slug":"emerging-personal-finance-applications-in-vietnam","status":"publish","type":"post","link":"https:\/\/b-company.jp\/ja\/emerging-personal-finance-applications-in-vietnam\/","title":{"rendered":"\u30d9\u30c8\u30ca\u30e0\u306b\u304a\u3051\u308b\u500b\u4eba\u91d1\u878d\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u53f0\u982d"},"content":{"rendered":"<p>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30d9\u30fc\u30b9\u306e\u500b\u4eba\u91d1\u878d\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u30d9\u30c8\u30ca\u30e0\u306e\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u306b\u304a\u3051\u308b\u4e0a\u6607\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u30b3\u30f3\u30b5\u30eb\u30c6\u30a3\u30f3\u30b0\u4f1a\u793eSolidiance\u306e\u30ec\u30dd\u30fc\u30c8\u306b\u3088\u308b\u3068\u30012017\u5e74\u306e\u5e02\u5834\u4fa1\u5024\u306f\u7d044\u5104\u7c73\u30c9\u30eb\u3067\u3057\u305f\u304c\u30012017\u5e74\u304b\u30892025\u5e74\u306e\u9593\u306b\u5e74\u5e73\u5747\u6210\u9577\u738731,2%\u3068\u306a\u308a\u30012025\u5e74\u306b\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u30b7\u30a7\u30a2\u304c24%\u306b\u9054\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>B&amp;Company\u304c2020\u5e745\u6708\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u8abf\u67fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0BEAN 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alt=\"\" class=\"wp-image-9306\" width=\"485\" height=\"215\" 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class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-28.png\" alt=\"\" class=\"wp-image-9307\" width=\"352\" height=\"209\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-30.png\" alt=\"\" class=\"wp-image-9309\" width=\"463\" height=\"256\" data-no-auto-translation=\"\"\/><figcaption><em>\u500b\u4eba\u7d4c\u8cbb\u7ba1\u7406\u30a2\u30d7\u30ea\u306f\u4eba\u6c17\u304c\u9ad8\u307e\u3063\u3066\u304a\u308a\u3001\u6d88\u8cbb\u8005\u306b\u3068\u3063\u3066\u5f37\u3044\u9b45\u529b\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u3002<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p>\u500b\u4eba\u7d4c\u8cbb\u7ba1\u7406\u5206\u91ce\u3067\u30d9\u30c8\u30ca\u30e0\u306e\u30e6\u30fc\u30b6\u30fc\u306b\u6700\u3082\u591a\u304f\u6388\u4e0e\u3055\u308c\u305f\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u30ea\u30b9\u30c8\u306b\u306f\u3001\u56fd\u5185\u5916\u306e\u4f01\u696d\u304c\u540d\u3092\u9023\u306d\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-33.png\" alt=\"\" class=\"wp-image-9312\" width=\"476\" height=\"280\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<p>\u8abf\u67fb\u7d50\u679c\u306b\u3088\u308b\u3068\u3001\u30d9\u30c8\u30ca\u30e0\u306e\u6709\u540d\u306a\u4f1a\u8a08\u30fb\u7ba1\u7406\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u4f1a\u793e\u3067\u3042\u308bMisa JSC\u306e\u88fd\u54c1\u3067\u3042\u308bMoney Keeper \u2013 So thu chi Misa\u304c\u6700\u3082\u4eba\u6c17\u304c\u3042\u308a\u307e\u3059\u3002\u3082\u30461\u3064\u306e\u56fd\u5185\u30d7\u30ec\u30fc\u30e4\u30fc\u3067\u3042\u308bFinsify\u306eMoney 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id=\"h-p2p-lending-apps-emerged-with-strong-potential-in-vietnam-consumer-lending-landscape-but-is-under-closure-consideration-due-to-government-regulation\">P2P\u878d\u8cc7\u30a2\u30d7\u30ea\u306f\u30d9\u30c8\u30ca\u30e0\u306e\u6d88\u8cbb\u8005\u5411\u3051\u878d\u8cc7\u696d\u754c\u3067\u5927\u304d\u306a\u53ef\u80fd\u6027\u3092\u79d8\u3081\u3066\u767b\u5834\u3057\u305f\u304c\u3001\u653f\u5e9c\u306e\u898f\u5236\u306b\u3088\u308a\u9589\u9396\u304c\u691c\u8a0e\u3055\u308c\u3066\u3044\u308b\u3002<\/h3>\n\n\n\n<p>B&amp;Company\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u30012\u756a\u76ee\u306b\u4eba\u6c17\u306e\u3042\u308b\u500b\u4eba\u91d1\u878d\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306fP2P\u878d\u8cc7\u3067\u3059\u3002\u8907\u96d1\u306a\u8981\u4ef6\u3084\u624b\u7d9a\u304d\u306a\u3057\u3067P2P\u878d\u8cc7\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u901a\u3058\u3066\u5c0f\u984d\u6d88\u8cbb\u8005\u30ed\u30fc\u30f3\u306b\u7c21\u5358\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3053\u3068\u306f\u3001\u4eba\u3005\u3001\u7279\u306b\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u4eba\u3005\u306b\u3068\u3063\u3066\u5927\u304d\u306a\u52a9\u3051\u306b\u306a\u308b\u3068\u671f\u5f85\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u56fd\u7acb\u9280\u884c\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u30d9\u30c8\u30ca\u30e0\u306e\u6210\u4eba\u306e\u7d0437%\u306f2018\u5e74\u6642\u70b9\u3067\u9280\u884c\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>3\u5e74\u524d\u306b\u767b\u5834\u3057\u305fP2P\u878d\u8cc7\u30b5\u30fc\u30d3\u30b9\u306b\u306f\u3001\u500b\u4eba\u9593\u878d\u8cc7\u3084\u500b\u4eba\u5bfe\u4f01\u696d\u878d\u8cc7\u306a\u3069\u3001\u30d9\u30c8\u30ca\u30e0\u3067\u73fe\u5728\u7d0440\u793e\u304cP2P\u878d\u8cc7\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u4e3b\u5f35\u3057\u3066\u3044\u307e\u3059\u3002B&amp;Company\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u6700\u3082\u4eba\u6c17\u306e\u3042\u308b\u500b\u4eba\u9593P2P\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u306f\u3001MoneyBank\u3001Vaymuon\u3001Tima\u3001Interloan\u3001Finn\u306a\u3069\u3001\u30d9\u30c8\u30ca\u30e0\u88fd\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-34.png\" alt=\"\" class=\"wp-image-9313\" width=\"423\" height=\"210\" data-no-auto-translation=\"\"\/><\/figure><\/div>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u30d9\u30c8\u30ca\u30e0\u3067\u306fP2P\u878d\u8cc7\u306e\u6cd5\u7684\u67a0\u7d44\u307f\u304c\u30d9\u30c8\u30ca\u30e0\u56fd\u5bb6\u9280\u884c\u306b\u3088\u3063\u3066\u307e\u3060\u6574\u5099\u4e2d\u3067\u3042\u308b\u305f\u3081\u3001P2P\u878d\u8cc7\u30b5\u30fc\u30d3\u30b9\u306f\u5b8c\u5168\u306b\u306f\u898f\u5236\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u6700\u8fd1\u3067\u306f\u3001\u3053\u306e\u5206\u91ce\u306e\u4f01\u696d\u306f\u901a\u5e38\u3001\u91d1\u878d\u6a5f\u95a2\u3067\u306f\u306a\u304f\u6295\u8cc7\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u4f1a\u793e\u3068\u3057\u3066\u767b\u9332\u3057\u3066\u3044\u307e\u3059\u3002\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u3001P2P\u878d\u8cc7\u3092\u540d\u4e57\u308b\u4f01\u696d\u304c\u6cd5\u5916\u306a\u91d1\u5229\u3084\u4e0d\u5f53\u306a\u9ad8\u984d\u624b\u6570\u6599\u3092\u8acb\u6c42\u3057\u305f\u308a\u3001\u8105\u8feb\u7684\u306a\u6226\u8853\u3001\u5acc\u304c\u3089\u305b\u3001\u3055\u3089\u306b\u306f\u66b4\u529b\u306b\u8a34\u3048\u3066\u878d\u8cc7\u3092\u56de\u53ce\u3057\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u3001\u3053\u308c\u306f\u30d6\u30e9\u30c3\u30af\u30af\u30ec\u30b8\u30c3\u30c8\u3068\u898b\u306a\u3055\u308c\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30de\u30a4\u30ca\u30b9\u9762\u306b\u3088\u308a\u3001\u5e02\u5834\u306f\u8aa4\u89e3\u3092\u62db\u304f\u3088\u3046\u306b\u898b\u3048\u3001\u6d88\u8cbb\u8005\u306f\u30aa\u30f3\u30e9\u30a4\u30f3\u878d\u8cc7\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u5acc\u60aa\u611f\u3092\u62b1\u304f\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002B\uff06Company\u306e\u8abf\u67fb\u7d50\u679c\u306b\u3088\u308b\u3068\u3001\u56de\u7b54\u8005\u306e67%\u304cP2P\u878d\u8cc7\u30a2\u30d7\u30ea\u3092\u77e5\u3063\u3066\u3044\u3066\u3082\u4f7f\u7528\u3057\u3066\u3044\u306a\u3044\u7406\u7531\u306f\u3001\u30d6\u30e9\u30c3\u30af\u30af\u30ec\u30b8\u30c3\u30c8\u304cP2P\u878d\u8cc7\u3092\u88c5\u3046\u3053\u3068\u3078\u306e\u6050\u308c\u306b\u3088\u308b\u3082\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u90e8\u9580\u306b\u304a\u3051\u308b\u91d1\u878d\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6d3b\u52d5\u3092\u898f\u5236\u3059\u308b\u305f\u3081\u306e\u5b9f\u9a13\u7684\u30e1\u30ab\u30cb\u30ba\u30e0\u306b\u95a2\u3059\u308b\u653f\u4ee4\u306f\u30012020\u5e74\u5185\u306b\u653f\u5e9c\u306b\u63d0\u51fa\u3055\u308c\u3001\u56fd\u5bb6\u9280\u884c\u306e\u627f\u8a8d\u3092\u5f97\u308b\u3053\u3068\u304c\u4e88\u60f3\u3055\u308c\u3066\u304a\u308a\u3001\u304a\u305d\u3089\u304f2021\u5e74\u304b\u3089\u30d9\u30c8\u30ca\u30e0\u306f\u4e00\u90e8\u306e\u9280\u884c\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306b\u3088\u308bP2P\u878d\u8cc7\u6d3b\u52d5\u306e\u8a66\u9a13\u7684\u63d0\u4f9b\u3092\u6b63\u5f0f\u306b\u627f\u8a8d\u3057\u3001\u3053\u306e\u5206\u91ce\u3092\u65b0\u305f\u306a\u767a\u5c55\u6bb5\u968e\u306b\u5f15\u304d\u4e0a\u3052\u308b\u3053\u3068\u306b\u306a\u308b\u3060\u308d\u3046\u3002&nbsp;&nbsp;<\/p>\n\n\n\n<h3 id=\"h-robo-advisor-solutions-are-relatively-new-requiring-more-time-and-effort-to-acquire-customers-trust\">\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u6bd4\u8f03\u7684\u65b0\u3057\u3044\u305f\u3081\u3001\u9867\u5ba2\u306e\u4fe1\u983c\u3092\u5f97\u308b\u306b\u306f\u3088\u308a\u591a\u304f\u306e\u6642\u9593\u3068\u52b4\u529b\u304c\u5fc5\u8981\u3067\u3059\u3002<\/h3>\n\n\n\n<p>B&amp;Company 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Viet Securities JSC (TVSI)\u306eIRA\u3068\u3001BIDV\u306e\u5b50\u4f1a\u793e\u3067\u3042\u308bBIDV Securities (BSC)\u306eiBroker\u306f\u30012019\u5e74\u306b\u5e02\u5834\u306b\u53c2\u5165\u3057\u305f\u3070\u304b\u308a\u3067\u3059\u304c\u3001\u8abf\u67fb\u7d50\u679c\u306b\u3088\u308b\u3068\u3001\u5e02\u5834\u8a8d\u77e5\u5ea6\u306e\u9762\u3067\u8ffd\u3044\u3064\u3044\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"http:\/\/b-company.jp\/wp-content\/uploads\/2020\/11\/image-35.png\" alt=\"\" class=\"wp-image-9314\" width=\"412\" height=\"203\" 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type=\"1\"><li>https:\/\/www.sbv.gov.vn\/webcenter\/portal\/m\/menu\/trangchu\/ttsk\/ttsk_chitiet?leftWidth=0%25&amp;showFooter=false&amp;showHeader=false&amp;dDocName=SBV400281&amp;rightWidth=0%25&amp;centerWidth=100%25&amp;_afrLoop=7500037377906211#%40%3F_afrLoop%3D7500037377906211%26centerWidth%3D100%2525%26dDocName%3DSBV400281%26leftWidth%3D0%2525%26rightWidth%3D0%2525%26showFooter%3Dfalse%26showHeader%3Dfalse%26_adf.ctrl-state%3Dohle8g3gr_1158<\/li><li>https:\/\/www.solidiance.com\/insights\/others\/infographics\/disruption-by-fintech-transforming-vietnams-financial-services-ecosystem-1<\/li><li>http:\/\/hca.org.vn\/userfiles\/files\/Tham%20luan%20VIO%202019\/06_Slide_Fintech_10_2019_English_final.pdf<\/li><li>https:\/\/www.mbs.com.vn\/uploads\/files\/Bao-cao-IB\/1_-Vietnam-fintech-report_22102018.pdf<\/li><li>https:\/\/www.allens.com.au\/globalassets\/pdfs\/insights\/asia\/peer-to-peer-lending-in-vietnam.pdf<\/li><li>https:\/\/bvsc.com.vn\/NewsTools\/Print.aspx?newsid=732559<\/li><li>https:\/\/vietcetera.com\/en\/money-lover-a-vietnamese-built-fintech-mobile-app-going-global\/<\/li><li>https:\/\/english.vietnamnet.vn\/fms\/business\/196765\/peer-to-peer-lending-increasingly-popular-in-vietnam.html<\/li><li>http:\/\/tapchitaichinh.vn\/ngan-hang\/nhieu-rui-ro-voi-cho-vay-ngang-hang-316916.html<\/li><li>https:\/\/cafef.vn\/du-kien-nam-2021-se-cho-thu-nghiem-fintech-trong-do-co-p2p-lending-2020060209381798.chn<\/li><li>https:\/\/tinnhanhchungkhoan.vn\/fin-tech\/dich-vu-robo-advisor-danh-chiem-thi-phan-tu-van-tai-chinh-truyen-thong-273072.html<\/li><li>https:\/\/forbesvietnam.com.vn\/tin-cap-nhat\/ung-dung-tai-chinh-finhay-nhan-dau-tu-tu-nguoi-dong-sang-lap-acorns-10122.html<\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>\u30d9\u30c8\u30ca\u30e0\u306b\u304a\u3051\u308b\u500b\u4eba\u91d1\u878d\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u53f0\u982d 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